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The Future Of Underwriting And Risk Classification
under- writing latitude with regard to AIDS is a direct outgrowth of political power wielded by the AIDS ... and validity of the tests. We've pretty much taken care of that now. Even the gay community will accept ...- Authors: Daniel Case, James W Dederer, Robert K Gleeson, Barbara Lautzenheiser, Richard Minck, John T Snore
- Date: Oct 1986
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Strategic Insight and Integration>Strategy development
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Underwriting - Life Insurance; Public Policy
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Insurance Company Regulation Resulting From Consumerism
Federal regulation Is a possibility. Even if no direct regulation results, the Federal effort will certainly ... Federal administrative agencies which do not have primary responsibility for equal employment opportunity ...- Authors: Society of Actuaries
- Date: Apr 1975
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Public Policy
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Unisex And Risk Classification
everybody thought that somebody else was taking care of it and no attention was really being paid. It ... started collecting funds to develop a direct mail campaign so that direct mail would come in to the Senators ...- Authors: Harvey S Galloway, Barbara Lautzenheiser, Kim W Ledbetter, John O Montgomery, William David Smith, Ronald E Timpe
- Date: Oct 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Pricing - Annuities; Experience Studies & Data>Mortality; Life Insurance>Pricing - Life Insurance; Public Policy
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Return on Investment in a Rate-Regulated Environment
affected? i. Current rate-regulated environments a. Direct rate regulation-mandated, rate approvals b. Indirect ... Property and Casualty Committee. Since there is no direct rate regulation of most life insurance products ...- Authors: Ardian Gill, Claus S Metzner, George D Morison, Michael Johnson, Irving H Plotkin
- Date: May 1981
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy
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Recent And Future Underwriting Trends
support. Congressman Florio, one of the bill's primary supporters, hopes to pass the bill yet this year ... fraught with difficulties for the underwriter. The primary problem is that the mentally retarded comprise ...- Authors: William M Loucks, Donald MacDonald, Melvin C McFall, Henry D Shaw
- Date: Oct 1984
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy
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Ethics in Financial Reporting
actuarial profession is somewhat isolated from direct regulations. First of all, there’s the Insurance ... Reporting 5 The SEC, though it doesn’t have direct control over all companies in Canada, does have ...- Authors: Neville Henderson, Josephine A Robinson, Darryl Wagner
- Date: Oct 2003
- Competency: Professional Values>Ethical standards
- Publication Name: Record of the Society of Actuaries
- Topics: Actuarial Profession>Ethics; Actuarial Profession>Standards of practice; Financial Reporting & Accounting; Public Policy
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Product Development in the Age of Risk-Based Capital
investmentfor just the traditional profits. The most direct way to factor RBC in your pricing is to just add ... having highly capitalized affiliates underneath the primary company. If you collapse them all down, not only ...- Authors: Gregory D Jacobs, John Dawson
- Date: Jun 1993
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Financial Reporting & Accounting>Statutory accounting; Public Policy
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Meeting of the Reinsurance Section
of the reinsurers here, and perhaps some of the direct writers, also operate in Canada or Latin America ... opposed to life reinsurance which perhaps is of primary interest. MR. VANDERHOOF: That category-reinsurance ...- Authors: Johanna B Becker, Gottfried O Berger, Sue Collins, Garry Eckard, David Holland, Trevor Howes, Joseph F Kolodney, Robin B Leckie, Denis W Loring, Lawrence Lubin, Edward B Martin, Robert W Maull, Peter B Patterson, Herman H Schmit, Lawrence Silkes, Courtland C Smith, William K Tyler, Irwin T Vanderhoof, David M Welsh, Melville J Young, Michael R. Winn
- Date: Oct 1982
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Relationship Management>Relationships and trust
- Publication Name: Record of the Society of Actuaries
- Topics: Actuarial Profession>Professional associations; Actuarial Profession>Professional development; Public Policy; Reinsurance
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Term Insurance Developments
important. Demographics, in my opinion, are the primary determiner of persistency and mortality. Not everybody ... a temporary need, it has to be a salesperson's primary product. Otherwise it is sold only to those people ...- Authors: Armand de Palo, Kin K Gee, William Schnaer, Ronald A Colligan
- Date: Apr 1991
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Reserves - Life Insurance; Life Insurance>Underwriting - Life Insurance; Public Policy
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Accelerated Benefits
individual life, as it's marketed by agents, and in direct response sales, and for group life insurance. This ... face-to-face agent sales. The rules for group and direct response products are slightly different, mostly ...- Authors: Stanton L Cole, George S Quillan, Eleanor S Hartley, Nancy Baran, Erica B Querfeld
- Date: Jun 1993
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy