Description: Presented at Living to 100 symposium, January 2002. This paper presents data on the mortality, and mortality improvement trends, for retired U.S. Civil Service employees and their survivors, and analyzes the relationship to such factors as: Indexed final salary, Amount of indexed annuity, Total service at retirement, Duration on the Annuity Rolls, Retiree vs. beneficiary, Disability vs. non-disability.

Description: This report provides the results of the 2009 Credit Life Mortality Study, which covered a four-calendar year period from 2003 to 2006.

Description: The 2009 Vietnam experience study includes both mortality and persistency studies of policies in force any time during the 2004-2008 study period. The study applies to the entire portfolios of the contributing companies and these companies represent the entire Vietnam individual life insurance market. Separate studies were performed based upon policy counts and insurance in force. Actual mortality was compared to expected mortality based upon the SOA 1975-80 select and ultimate mortality table.

Description: The Group Annuity Experience Committee performs biennial mortality studies of insurance company annuity experience under group pension contracts issued primarily in the United States. This report covers two biennial experience periods, 2003-2004 and 2005-2006.

Description: This report contains estimates of incidence and continuance rates from the general population using data available from the National Long–Term Care Surveys. This report was done by a subcommittee of the Society's Long–Term Care Experience Committee and reflects work done primarily at the Duke University Center for Demographic Studies. This is a ZIP file containing main report, all appendices, tables, and figures from the study and model.

Description: This zip file contains the following Excel workbooks in support of the 1996 Group Long-Term Disability Experience Study: 1. SOATAB~1.XLS, 2. SOATAB~2.XLS, and TABLE95A.XLS.

Description: 2021 Life Meeting - Session 5C: Assumption Setting in an Uncertain World 8.31.21 Recording

Description: Future mortality improvement has been a common assumption in life insurance and annuity pricing and forecasting for many years. However, experience over the last decade suggests this might be an assumption that merits reconsideration in the United States. This article will take a closer look at factors that impact mortality improvement trends and discuss why insurers may want to reevaluate product designs to better manage the associated mortality risk. We then introduce a product idea with this in mind, where premiums are based on a life expectancy index and insurers share the risk (and opportunity) or mortality improvement with policyholders.