Description: This is the How Amending Old Age Security Would improve the State of Canadian Women Living in the Alone Stage of Retirement paper authored by Lori J. Curtis and Douglas W. Andrews for Session 5B of the January 13-15, 2020 Living to 100 Symposium in Orlando, Florida.

Description: This article contains material excerpted from a speech given on June 17, 1997 by Tom Kelly, Senior Vice President and Managing Director of LIMRA International, at a LOMA/LIMRA Strategic Issues Conference in Singapore. The article includes demographic and economic data for various countries to illustrate the potential for growth in various Asian markets.

Description: This article contains reviews of the following books published in 1959: 1. 'Pension Funds and Economic Power' by P. P. Harbrecht, 2. 'Retirement and Insurance Plans in American Colleges' by W. C. Greenough and F. P. King, 3. 'Elements of Vital Statistics' by B. Benjamin, and 4. 'Demography' by P. R. Cox. Notices of other articles and publications are also included. From Transactions of Society of Actuaries 1960, Vol. 12, No. 32.

Description: Discusses the market, demographic, and macroeconomic factors that affect actuaries' choices for the assumptions they use in the pricing and valuation of many insurance products.

Description: Gross Domestic Product (GDP) has been our chosen metric for growth since the Great Depression, but expectations are for lower GDP growth going forward than we are accustomed to. Its two components, population and productivity, face headwinds—population from a declining birth rate and longevity, and productivity from increased climate events, energy costs, global conflict and raw materials shortages. Comparing demographic results from the U.S., China and Nigeria, representing countries with varying population growth rates, illustrates the potential economic growth issues of aging populations and high dependency ratios. The demographic challenges can be turned into opportunities to broaden prosperity; productivity can be improved by providing a level playing field and helping those in the lowest socioeconomic classes find opportunities. These topics and more will be discussed and enhance foresight about them.

Description: Paper discusses the issue of life expectancy of seniors tending to exceed the age at which they are no longer able to drive, hence an increasing number of years defined as mobility dependency. From 2005 Living to 100 and Beyond Monograph, M-LI05-1.

Description: This paper studies the impact of improved advanced age mortality on the pricing and valuation issues of variable annuity contracts with guaranteed minimum death benefits. From 2005 Living to 100 and Beyond Monograph, M-LI05-1.

Description: Imagine that the insurance purchase process is a bridge. The customer is coming from one direction and crossing the bridge and the insurer is coming from the other side. The point at which they meet is the transaction point. At one time, customers were willing to completely cross the bridge to get to the insurer. They knew that they needed insurance, and like any retail purchase, they would “travel” to make it happen. Today, the insurers are normally the ones “journeying” across the bridge. This is the future of insurance — useful, convenient, intelligent protection that does its best analytic and protective work on the client-side of the bridge.

Description: This is the A Study into the Impact of Pre-Programmed Health Risks in Retirement Planning paper authored by N. V. Subramanyan for Session 1B of the January 13-15, 2020 Living to 100 Symposium in Orlando, Florida.

Description: Discussion and critique of an earlier paper IDL, the International Database on Longevity by Jean-Marie Robine. From 2005 Living to 100 and Beyond Monograph, M-LI05-1.