Description: This session at the SOA 1981 New York Regional Meeting examines the practice of life insurance risk classification, societal changes in their view of the practice and the industry's response to those pressures.

Description: This session 84I of the 2001 SAO Annual Meeting in New Orleans is about how many insurers are migrating toward Web-based interactive underwriting systems in order to economize and streamline the underwriting process. This requires some radically different techniques well beyond the time-honored traditional approaches. From the Record of the Society of Actuaries, Vol 27, No. 3

Description: This is a report on Phase 2 of a research project on the role of automated systems in life insurance underwriting. This paper discusses: 1. How and why companies are using automation to make underwriting decisions. 2. Its impact upon operational efficiency, sales, and retention. 3. The quality of risk selection produced by automated systems. 4. Cultural acceptance of increased automation in underwriting. 5. Challenges insurers must overcome to implement and maintain automated underwriting.

Description: Panelelists at this session at the SOA 1998 Maui I Spring Meeting present their thoughts on how life and disability risk assessment and underwriting might be performed in the 21st century. Focus is on how technology can change and speed up the process.

Description: Essay reforming healthcare where participants have a vested interest in reaching the best answer.

Description: Discussion of financial underwriting issues and methods for individual life insurance. Followed by discussion papers submitted by several authors

Description: Discusses underwriting classification trends, term vs. permanent mortality experience with and without medical exams, mortality and lapse experience of military personnel, factors in addition to insurability which should be taken into account by underwriters - such as lapse risk. Also discussed are health underwriting and underwriting expenses.

Description: This discussion at a 1959 Regional Meeting examines underwriting issues including expense reduction, nonmedical limits, and the use of inspection reports.

Description: Presented at May 1986 Spring Meeting. Discusses how decreases in mortality and improvements in selection of risk techniques are being offset by increased lapse rates and selection costs. The panel discussed current and anticipated responses.

Description: The purpose of this survey was to gather data on how a sampling of the life insurance industry makes decisions involving lab tests. This most significant conclusions were that protective value was the biggest driving force and the chief underwriter played the biggest role.