Description: This article describes the new state of Washington regulation governing replacements noting problems with the formula used and offering improvements.

Description: This article shows excerpts, edited into Q&A format from FIASCO’s September 1983 front page interview with James C. H. Anderson, conducted in London last summer by this newsletter’s London Correspondent, Gary Chamberlin. The interview addresses Mr. Anderson's beliefs that drastic changes are necessary if the U.S. life insurance industry is to enjoy a fruitful survival into the next century.

Description: This article highlights some of the issues associated with joint and last survivor policies, including nonforfeiture determination, calculations using joint age versus exact ages, and common disaster issues.

Description: This article discusses the value of policy update programs for life insurance to reflect more current assumptions. One Update program was featured and the article shows the lapse experience of those that accepted the update and those that rejected the update confirm the value of UPDATE programs.

Description: This is an editorial covering questions about life insurance.

Description: Article from The Actuary February 1993 Volume27, No. 2 highlights benefits to insurers from NAFTA

Description: This is an article that discusses the retreat of savings banks from mutuality. As we ponder the future of mutual life insurance, we should be aware of the change sweeping through the mutual savings bank industry.

Description: The Actuary Vol. 22, No. 7. This article describes the state of the insurance market in Japan in 1988. While traditional permanent policies abound, a variable life product was introduced in 1986.

Description: This article discusses a new budget resolution introduced by the Canadian government providing for new methods of taxing life insurance companies.

Description: This article presents the abstract for a paper that received fellowship credit entitled, “Simplified Cash Flow Testing of Traditional Participating Whole Life Insurance”