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Overview of Nonguaranteed Elements (NGEs)
earliest generation of UL products was there a direct linkage of anticipated experience factors and ... purpose of the NGE exercise. For example, the primary purpose of cash flow testing is to determine ...- Authors: David N Cook, Zohair Motiwalla, Karen Rudolph
- Date: Nov 2022
- Competency: External Forces & Industry Knowledge
- Topics: Annuities; Life Insurance
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Projected Annuity/Pension Mortality
Bests and a National Underwriter article on Pricing Direct Response Products. He will present his paper first ... for use as a valuation standard. As such, the primary concern was the mortality associated with lives ...- Authors: Paul H Jackson, Jay Jaffe, Robert J Johansen, Robert McClester
- Date: Oct 1982
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Pensions & Retirement
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Innovation in Savings Product Design
distributors, meaning banks, stock brokerage companies, direct marketing organizations, and property and casualty ... underlying funds. 311 RECORD, VOLUME 21 Company direct term is a by-product of many different factors ...- Authors: Alan K Ryder, Marc G Verrier, Peter S Mavrogenes
- Date: May 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Finance & Investments>Banking - Finance & Investments; Global Perspectives; Life Insurance
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Current Annuity Topics
the plan, and hence sales, will likely vary in direct proportion to changes in the rate of inflation ... investment-crediting rate assumptions. One of the primary uses of these models is to determine the difference ...- Authors: Howard H Kayton, Lynette Trygstad, Elaine Mandrish, Richard A Swift, Christopher H Wain
- Date: Jan 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities
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Problems and Solutions for Product Illustrations
regulatory group. Understandability was obviously the primary one. We also mentioned accountability for the company ... companies are aware of this. It says the actuary's primary responsibility with regard to illustrated dividends ...- Authors: Application Administrator, Gary Corbett, Robert E Wilcox, George Coleman
- Date: May 1994
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance; Public Policy
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Single Premium Life and Annuity Products
We haven't seen any really great successes in direct marketing yet, but I believe that they are also ... components obviously are different, but a lot of care is taken to keep the two totals comparable. The ...- Authors: Douglas French, Patricia Guinn, Paul H LeFevre, Michael Winterfield
- Date: Oct 1987
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance
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Annuity Product Developments
check a year," "Send me a check a quarter," "I don't care if I have to pay taxes on it." And this, to me at ... setting up a reinsurance company and letting the direct writer do all the administration for it. And even ...- Authors: Douglas G Draeseke, Application Administrator, Paul H LeFevre, Thomas Marra
- Date: May 1989
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities
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Digest of Smaller Company Forum
time studies or sample activity counts are used, care must be exercised to assure that the result is repre- ... What form should the projection take? Since the primary instrument for measuring the financial experience ...- Authors: John C Bertram, Barry L Blazer, John M Bragg, Ralph E Edwards, Norman T Fuhlrodt, Harold Gilbert, Kenneth L Gittings, Melvin L Gold, Donald S Grubbs, John E Hearst, Clayton L Jackson, Wilford A Leonard, Bruce G Lindsay, Robert L Lindsay, John S Moyse, Joe B Pharr, Anna M Rappaport, Edwin E Stancik, Frederick S Townsend, Milton F Chauner, B Franklin Blair, W Gilbert Cook, Andrew M. Stiglitz
- Date: Apr 1968
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Annuities; Financial Reporting & Accounting; Life Insurance
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Keeping Current on Fixed Annuities
annuities and even annuitize. Ms. Streck: Eric took care of discussing what has been happening at the front ... warpath with regard to annuities. One of the primary reasons for that is that we continued to see ads ...- Authors: Thomas C Foley, Timothy Pfeifer, Linda S Streck, Eric Sondergeld
- Date: Jun 1997
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities
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Impact of Regulatory Uncertainty on Product Innovation
future. Now, just a quick overview of XXX. The primary issue that one needs to learn to deal with is the ... other forms of indemnity benefits like long-term care. But I think for the moment, at least for the near-term ...- Authors: Timothy Pfeifer, James Van Elsen, Robert E Wilcox
- Date: May 1999
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance; Public Policy