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  • Demutualization
    them. 2. Stock ownership provides easier, more direct, and more substantial access to the public equity ... half of all the surplus remaining after you take care of the dividend prospects in the closed branch.

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    • Authors: Ira Friedman, David H Jungk, James H MacNaughton, Application Administrator, Walter Shur
    • Date: Apr 1985
    • Competency: Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Finance & Investments; Public Policy
  • Term Insurance Developments
    important. Demographics, in my opinion, are the primary determiner of persistency and mortality. Not everybody ... a temporary need, it has to be a salesperson's primary product. Otherwise it is sold only to those people ...

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    • Authors: Armand de Palo, Kin K Gee, William Schnaer, Ronald A Colligan
    • Date: Apr 1991
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Reserves - Life Insurance; Life Insurance>Underwriting - Life Insurance; Public Policy
  • The Future Of Underwriting And Risk Classification
    under- writing latitude with regard to AIDS is a direct outgrowth of political power wielded by the AIDS ... and validity of the tests. We've pretty much taken care of that now. Even the gay community will accept ...

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    • Authors: Daniel Case, James W Dederer, Robert K Gleeson, Barbara Lautzenheiser, Richard Minck, John T Snore
    • Date: Oct 1986
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Strategic Insight and Integration>Strategy development
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Underwriting - Life Insurance; Public Policy
  • Changes In The Canadian Regulatory Framework For Life Insurance
    the business of banking. Until recently, their primary desire was to get broadened securities underwriting ... alternative of letting the state guaranty funds take care of the Baldwin problem, companies had to assess ...

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    • Authors: Gerald M Devlin, Robin B Leckie, Karen G Long, Donald McIsaac, Richard Minck
    • Date: Oct 1984
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance; Public Policy
  • Regulation Of Reinsurance
    alternative ways to invest your taxable surplus. Direct new business ventures or joint ventures will help ... troubles on your hands. We have covered the two primary concerns pointed out by Congress in its explanation ...

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    • Authors: Diane Wallace, Robert J Callahan, Peter S Kreuter, John F Meyer, Melville J Young
    • Date: Oct 1985
    • Competency: External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Record of the Society of Actuaries
    • Topics: Public Policy; Reinsurance
  • Nonforfeiture Law Developments
    acknowledge that, in reality, the public has not given us direct input. Our proposal was presented at the NAIC ... and getting pushed from all sides. We took great care to ensure that the proposal states that it is the ...

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    • Authors: Frank P Dino, Thomas C Foley, Larry M Gorski, Craig R Raymond, Walter Rugland, Sheldon Summers, Robert E Wilcox, Darin Zimmerman
    • Date: Oct 1996
    • Competency: External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Non-forfeiture benefits; Public Policy
  • Financial Reporting For New Generation Life And Annuity Products
    of side-tracking the Academy Committee from its direct review of Recommendation 7, but at the same time ... discussion of this issue at the 1984 SOA meetings. The primary objective is to gain a sense of direction supported ...

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    • Authors: John W Brumbach, Douglas Doll, Thomas J Leary, Cande Olsen, William J Schreiner
    • Date: May 1984
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]; Financial Reporting & Accounting>Statutory accounting; Public Policy
  • Managing the Balance Sheet
    valuation dates, is reported below the line as a direct impact on retained earnings. Now we end up with ... MANAGING THE BALANCE SHEET I know stock analysts don't care for FAS 115 and how to reflect its impact in evaluating ...

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    • Authors: Joseph Dunn, R Thomas Herget, Norman E Hill, Christopher T Anderson
    • Date: May 1995
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Financial Reporting & Accounting>Financial Accounting Standards Board [FASB]; Public Policy
  • The Financial Services Industry And Its Responses To Inflation And Deregulation
    agents and field offices, the travel offices, direct mail, and in the future, interactive cable television ... agency management may be a skill in one company, direct response marketing, investment management, and ...

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    • Authors: Louis Garfin, J Ross Hanson, Wilfred A Kraegel, Robin B Leckie, Paul H LeFevre, John M Lenser, Paul Milgrom, Ma Rosario S Rodolfo, Robert Shapiro, Martin Staehlin, Ronald E Timpe
    • Date: Apr 1982
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Relationship Management>Relationships and trust; Strategic Insight and Integration
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Marketing and distribution - Annuities; Life Insurance>Marketing and distribution - Life Insurance; Public Policy
  • Demutualization - Update And Perspective
    amount of the stock. The Superintendent just didn't care for that. Late this spring a change was made in ... are only one hundred mutuals to speak of. The primary causes for demutualization are a desire for growth ...

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    • Authors: Waid J Davidson, Curtis E Huntington, Daniel J McCarthy, Lawrence Segal
    • Date: Oct 1985
    • Competency: Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Finance & Investments; Public Policy