Description: This is a discussion on the subject of simplified underwriting and guaranteed issue. This panel will explore 4 distinctly different guaranteed issue approaches the creation of underwriting pools for agencies and agents in the individual non-pension insurance sales area with respect to business insurance guaranteed issue mortality experience in the individual policy pension trust area how guaranteed issue underwriting is used in some direct-response marketing and finally, offering of additional insurance on a simplified underwriting basis for certain classes of existing policyholders.

Description: This panel discussion is about the basic concepts of non-participating life products with non-guaranteed. Various products on the market are described and the issues around pricing, product design, reserving, regulatory approval and taxes are discussed.

Description: In this panel discussion session, the participants discuss programs to update existing life insurance policyholders, which some companies have implemented in light of rapidly changing economic conditions, namely inflation.

Description: The term manipulation means designing policies in such a way that they have attractive net cost indexes but are, nevertheless, a very poor buy for the consumer. This panel discusses what is meant by manipulation problem, how serious it is how the NAIC Advisory Committee proposes to deal with it and what responsibilities actuaries have in connection with this problem. From Record of the Society of Actuaries 1981, Volume 7, No. 4.

Description: From the April 1982 Society of Actuaries meeting in Houston. Discussion of how the insurance industries in several countries have dealt with high levels of inflation with respect to the development and marketing of insurance products. Also discussed: I. the overall business and economic environment 2. the taxation structure of insurance companies 3. the availability of suitable investments 4. the insurance regulatory climate and 5. the structure of worldwide capital markets Possible applications to U.S. insurance in the 1980's were explored.

Description: The presentations at this session at the 1990 SOA Annual Meeting offer thier view on the future of the life insurance industry in terms of demographics, economics, consolidation and products. The status of the actuarial profession in 10 years is contemplated.

Description: In this session 30PD of the Palm Desert Spring Meeting, issues critical to successful underwriting of the senior life market are examined. From Record of Society of Actuaries, Vol. 23, No. 1.

Description: From session 74PD at the Spring regional meeting of the Society of Actuaries held in Atlanta, Georgia, May 24-25, 1999. Panelists explore the features, uses, and market for buyers of survivorship life products.

Description: This presentation, session number 97CS, took place at the 1999 Spring Meeting of the Society of Actuaries, held May 24-25 in Atlanta. Using a fictional case study of a class action market conduct related suit against a life insurance company, the presenters discuss the role of the actuary in identifying the problem, quantifying the exposure, and determining the financial consequences of any proposed settlement. Discussion from participants is included. From the Record of the Society of Actuaries, Vol. 25, No. 1.

Description: The session, presented at the SOA's May 1976 Meeting in Houston, covered topics related to Individual Life Insurance. The discussions presented were: variable life insurance, Section 79 products, policy loan interest rates, and term insurance. From Record of the Society of Actuaries 1976, Volume 2, No. 2.