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The Continuing Saga of Term Insurance
They turned out to be conservatively high for two primary reasons. First, the volume of business increased ... Deficiency reserve considerations have been a primary factor in policy design. Improperly designed policies ...- Authors: Burnett A Halstead, Marshall H Lykins, Richard E Ostuw, Samuel B Shlesinger
- Date: May 1981
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Term life; Public Policy
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NAIC Statutory Reporting Codification
focusing on those accounting principles that are of primary interest to life and health actuaries. Jennifer ... SSAPs on which actuaries have a direct impact or that have a direct impact on actuaries. To cover some ...- Authors: Andrew Bodine, Larry J Bruning, J Campbell, Robert Tarnok, Jennifer M Weiner
- Date: Nov 2001
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Topics: Financial Reporting & Accounting>Statutory accounting; Public Policy
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The Future Of Underwriting And Risk Classification
under- writing latitude with regard to AIDS is a direct outgrowth of political power wielded by the AIDS ... and validity of the tests. We've pretty much taken care of that now. Even the gay community will accept ...- Authors: Daniel Case, James W Dederer, Robert K Gleeson, Barbara Lautzenheiser, Richard Minck, John T Snore
- Date: Oct 1986
- Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Strategic Insight and Integration>Strategy development
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Underwriting - Life Insurance; Public Policy
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Recent And Future Underwriting Trends
support. Congressman Florio, one of the bill's primary supporters, hopes to pass the bill yet this year ... fraught with difficulties for the underwriter. The primary problem is that the mentally retarded comprise ...- Authors: William M Loucks, Donald MacDonald, Melvin C McFall, Henry D Shaw
- Date: Oct 1984
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy
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Financial Services Modernization-What's the Impact on Banks and Insurance Companies?
obtained. The expansion of current programs was the primary contributor to the growth. In the earlier studies ... they’re all pretty close. Personal auto, long-term care and commercial property/casualty coverages are likely ...- Authors: James B Smith, Kerry Kixmiller, Steven Lash, E Kenneth Reynolds
- Date: Oct 2000
- Competency: External Forces & Industry Knowledge>General business skills
- Publication Name: Record of the Society of Actuaries
- Topics: Public Policy
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Return on Investment in a Rate-Regulated Environment
affected? i. Current rate-regulated environments a. Direct rate regulation-mandated, rate approvals b. Indirect ... Property and Casualty Committee. Since there is no direct rate regulation of most life insurance products ...- Authors: Ardian Gill, Claus S Metzner, George D Morison, Michael Johnson, Irving H Plotkin
- Date: May 1981
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy
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Unisex And Risk Classification
everybody thought that somebody else was taking care of it and no attention was really being paid. It ... started collecting funds to develop a direct mail campaign so that direct mail would come in to the Senators ...- Authors: Harvey S Galloway, Barbara Lautzenheiser, Kim W Ledbetter, John O Montgomery, William David Smith, Ronald E Timpe
- Date: Oct 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Pricing - Annuities; Experience Studies & Data>Mortality; Life Insurance>Pricing - Life Insurance; Public Policy
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Analysis Of An Insurance Company Insolvency: A Case Study
I would like to do, as one of the primary architects and the primary drafter of this rehabilitation plan ... extensive chains. In particular, there were two direct writ- ers, one in Arkansas and one in Indiana ...- Authors: Peter B Deakins, Linda N Garner, Jeff S Liebmann, John O Montgomery, Stanley B Tulin
- Date: Jun 1986
- Competency: External Forces & Industry Knowledge>Internal forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Enterprise Risk Management>Financial management; Public Policy
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Product Development in the Age of Risk-Based Capital
investmentfor just the traditional profits. The most direct way to factor RBC in your pricing is to just add ... having highly capitalized affiliates underneath the primary company. If you collapse them all down, not only ...- Authors: Gregory D Jacobs, John Dawson
- Date: Jun 1993
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Financial Reporting & Accounting>Statutory accounting; Public Policy
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Accelerated Benefits
individual life, as it's marketed by agents, and in direct response sales, and for group life insurance. This ... face-to-face agent sales. The rules for group and direct response products are slightly different, mostly ...- Authors: Stanton L Cole, George S Quillan, Eleanor S Hartley, Nancy Baran, Erica B Querfeld
- Date: Jun 1993
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy