Description: Article from The Actuary, April 1972 – volume 6 - Issue 4 is a review of a book by Lewis C. Robbins, M.D., M.P.H. and Jack H. Hall, A.B., M.D., titled How To Practice Prospective Medicine by assessing and classifying various health risk factors. The review states the authors' basic assumption that average risk can be determined by calculating the total numbers of deaths by cause in the general population is open to criticism. Furthermore, the assignment of weights for the individual risk factors is quite tenuous in many instances. The authors acknowledge this, but once a number appears in print, especially as part of a complex table, it achieves a sanctity that is difficult to destroy.

Description: The PPACA imposed a market share-based health insurance provider fee, known as the "Section 9010 Fee", "Health Insurer Fee", or simply the "HIF", on each “covered entity” with net premiums written in excess of $25 million that is engaged in the business of providing health insurance coverage for U.S. health risks. This article provides background information to help unpack the language behind the Section 9010 Fee and highlights a few areas of special interest including merger and acquisition-related issues, application of the Section 9010 fee to expatriate plans, and considerations regarding fee administration.

Description: A discussion of permissible use and collection of genetic information for Health Risk Assessments and wellness programs under the Genetic Information Nondiscrimination Act of 2008.

Description: We propose using premiums and tax revenue to fund high-cost individuals in the Individual ACA market.

Description: This article on IPV focuses on IPV during the COVID-19 pandemic

Description: Article from The Actuary, October 1971 – volume 5 - Issue 8 that talks about society's love of dirt and how it affects the life insurance industry.

Description: This article is about environmental risk occupations, local environment and substance abuse and how they influence actuarial financial estimates. From The Actuary Vol. 24, No. 1

Description: The CMS Risk adjustment model allows actuaries to apply our analytical skills and business knowledge to solve risk and revenue challenges within Health Plans.

Description: Article from the Daily Herald on the subject of pandemics.

Description: This article summarizes the 1967 Surgeon General’s report on the health consequences of smoking.