Description: This is the 1954 report in a series of annual studies of the morbidity experience of Group Weekly Indemnity insurance and Group Employee and Dependent Hospital and Surgical Expense insurance.

Description: This report presents a two-part analysis of morbidity experience under individual loss-of-time policies, 1960-1963. The first part covers the full first year of the benefit period, while the second part analyzes experience under claims extending into the second year of benefits. From the Transactions of Society of Actuaries, 1965 Reports.

Description: This discussion on overinsurance focuses on speculative buying of life, AD&D, and disability insurance, the effect of expanded disability provisions in the Social Security Act on underwriting disability benefits, and the avoidance of overinsurance in medical benefits.

Description: This discussion is about individual and family major medical expense insurance. Topics discussed include morbidity experience, plan design and differences in claims cost due to socioeconomic status. From Transactions of Society of Actuaries 1961, Vol. 13 Pt. 2

Description: This discussion is about how effectively has schedule limits and other similar restrictions in amounts and types of covered charges reduce amounts of claims incurred under major medical expense policies. From Transaction of Society of Actuaries 1961 vol 13 pt 2

Description: Discussion of various group life and health insurance topics, including: A. Amount of group dental insurance being written and benefit provisions currently being offered and financial experiences of the coverages to date. B. Problems of professional association groups? C. Current level of interest in group paid-up or group permanent.

Description: This discussion on group insurance reviews approaches companies have adopted for selling, underwriting and administering group coverages for small employer groups. Considerations and techniques involved in establishing the larger maximum amounts of group life offered by many companies are also examined. From Transactions of Society of Actuaries 1955, Vol. 7, No. 19.

Description: This panel discussion addresses the following questions regarding premium factors under individual accident and sickness insurance: 1. What level of expenses are companies experiencing in underwriting, claims administration and general administration under various coverages including hospital-surgical, major medical, loss of time and over-age policies? 2. What are the advantages and disadvantages of premium scales for hospital-surgical and major medical policies which vary by geographic area? Can the problems be met better by variations in benefits? From Transactions of Society of Actuaries 1959, Vol. 11, No. 30 AB.

Description: The object of this paper is to present a theoretical basis for the mathematical graduation of continuance data for both elementary and combined benefits, and to demonstrate the methods of utilizing the theory to derive claim costs for a wide variety of benefits. From Transactions of Society of Actuaries 1959, Vol. 11, No. 31.

Description: Presents the results of the continuing study of the morbidity experience of Group Long Term Disability Insurance. Experience included in the report is for the period 1974 - 1978 and is predominantly that of employer-employee groups located in the U.S and is largely for plans that appear not to have been the result of bargaining.