Description: The current design of group Long-Term Care LTC products does not optimally serve employers and employees, which is limiting growth in the employer market. Current employer LTC products fail to deliver in one very important way: too few employees participate in the coverage.

Description: Ideas to improve claim practices, thereby improving public perception of the LTCI industry.

Description: Concerns of Long-Term Care Insurance for consumers, life insurance agents, financial planners, insurance companies and regulators. From Long Term Care Newsletter, April 2000, Issue No. 2

Description: The summary and introduction of an SOA research paper that explores valuable insights and recommendations for insurance companies considering entering the market of commercial long-term care insurance (LTCI) in the Asia-Pacific, based on individual health status.

Description: Read the August 2020 issue of Long-Term Care News published by the Long Term Care Insurance Section. Newsletters provide practical information for the working actuary, articles on trends that impact sections and news about section activities.

Description: The 5th Annual Inter-Company LTCI conference was a tremendous opportunity for the thought leaders in our industry to come together and exchange information on current claims practices.

Description: This article discusses the details of being classified as cognitively impaired, particularly the relationship between being classified as cognitively impaired and subsequent mortality experience and the effect of cognitive impairment on mortality rates.

Description: In a recent study, nearly all family caregivers (80%) said they “always” or “often” provide emotional support. What if robots could cut that statistic in half? What would that mean to caregivers who have families of their own? This article is my first-hand experience with a companion robot that provides a tremendous amount of emotional support and meaningful activities. Together, they are designed to engage an older adult significantly which can lighten the caregiving burden on other family members.

Description: Company Considerations and Regulatory Perspective for Offering Reduced Benefit Options