Description: This session from the 1983 SOA Vancouver Meeting discusses how competition has affected contract provisions, renewability, definition of disability, underwriting and rates and trends in product design including unisex rates, residual /Income replacement definitions and non-smoker discounts. From Record of Society Of Actuaries Vol. 9. No. 3

Description: This panel discussion examines individual long term disability insurance and discusses increased incidences, overinsurance, social insurance, new products and better underwriting. From Record of Society of Actuaries, 1977 Vol. 3 No. 3, Mr. Shapland moderating.

Description: Several employers at the SOA 1997 Palm Desert Spring Meeting discuss their experience implementing managed disability programs of different types. These employers discuss the barriers they needed to overcome to implement their approach to managed disability, and the impact of their managed programs on cost and quality of service.

Description: In an endeavor to reach some conclusion as to our real liabilities for such benefits, we have made a double valuation of our outstanding disability benefits, using 1 a maximum or conservative basis and 2 a minimum or liberal basis. From Transactions of Society of Actuaries 1955, Vol. 7, No. 19.

Description: Panelists discuss discouraging trends in the individual disability income DI market, particularly discussed is the outlook for profitability, and what changes should be made to products and/or distribution. From the Record of the Society of Actuaries, Vol. 23, No. 1.

Description: An article that talks about the individual disability income IDI Market and how it is reaching out to Physicians. Issue No. 59

Description: This is a discussion about the impact the 1965 OASDI changes will have on group long-term disability insurance and group medical insurance. Also discussed are the rates of growth of separate accounts and variable annuities. From Transactions of Society of Actuaries 1966, Vol. 18 Pt. 2, No. 50.

Description: This paper discusses social insurance supplement - SIS insurance which is a disability income policy rider that pays an additional benefit on disability if the insured is not receiving benefits from a social program. It provides one possible framework for the actuarial structure of the product. From Transactions of Society of Actuaries 1979, Vol. 31.

Description: Panelists discuss current market dynamics, product features, claims adjudication, changes in underwriting requirements, and modeling. From the 1997 Record of Society of Actuaries, Vol. 23, No. 3.

Description: Panelists at this session of the SOA 1998 Maui II Spring Meeting discuss a variety of ways in which nontraditional reinsurance has been used lately by individual disability income carriers. Such reinsurance transactions have included finite reinsurance, surplus relief and stop loss reinsurance.