Description: Results of the 2005 inter-company study of expenses for individual life and annuity business conducted by the SOA’s Committee on Life Insurance Company Expenses, CLICE.

Description: This discussion looked at: A. Problems relating to agents' compensation and other expenses arising from the increased proportion of term insurance being currently issued and from the sale, at commission rates lower than those under the regular series, of special policies with a large minimum amount, and of smaller regular series policies. B. The advantages and disadvantages of freely making quotations for special plans not in the rate book.

Description: Panelists address expense assumptions for a new company, and also for an existing company in changing situations such as a new product line, new distribution system, or new market. From the 1988 Record of Society of Actuaries, Vol. 14, No. 4A.

Description: Notice of Intent to Submit Data to 2010 Individual Life and Annuity Expense Study.

Description: Results of the 2001 Expense Practices and Methodology survey conducted by the SOA Committee on Life Insurance Company. The intent of the survey was to provide the committee with guidance on the creation of an expense experience study.

Description: Summary report for the eighth expense study conducted by the Society of Actuaries' Committee on Life Insurance Company Expenses [CLICE]. Contributions of individual life and annuity expense data were received from 23 U.S. life insurance companies.

Description: Conceptual discussion of the financial crisis in our life insurance distribution systems including the cost of developing an agent, the retention of the agent and production/productivity of the agent and agent compensation issues

Description: Discusses the use of allocated and marginal expenses in pricing life insurance products.

Description: This article reviews proposed changes to Section 213 of the insurance law of New York. From The Actuary, February 1972, Vol. 6, No. 2.

Description: The panel discusses the recent expense rate experience of smaller companies, the anticipated expense rate changes for the near future and actions taken to keep expense rates down. From Transactions of Society of Actuaries 1959, Vol. 11, No. 29 AB.