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Voluntary Benefits - Successful Approaches
administration plan is not really an option. And direct billing, you don't want to do that as well. It ... have as a former employee of Ernst & Young on a direct bill basis. The coverage is portable. And when ...- Authors: Warren Cohen, Sean Gilday
- Date: Oct 2000
- Competency: Professional Values>Practice expertise; Strategic Insight and Integration>Effective decision-making
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability; Life Insurance
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Rear End Loaded Products
uni- versal life, advertised that there is "no direct expense charged to the persistent policyholder" ... the United States. Although this does not have a direct affect on our topic of rear end charges, it does ...- Authors: Dennis Carr, James Glickman, Harold G Ingraham, Gregory J Kaiser, William Schnaer
- Date: Oct 1984
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance
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Product Management
the top says we've got to get into the long-term care market. We will design a product, price it, give ... then we decide that these people need long-term care insurance. Since we happen to sell products to the ...- Authors: John Hele, Anne Katcher, Alastair G Longley-Cook, Steven Schreiber, John F Bevacqua
- Date: Jun 1992
- Competency: Strategic Insight and Integration
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Health & Disability>Health insurance; Life Insurance
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Non-Traditional Life Insurance Products - Canada
in developing reserves. Furthermore, there is no direct minimum premium basis specified here and therefore ... themselves merge. We will see more insurance sold by direct marketing. As actuaries we will have to use more ...- Authors: Graham R Dixon, Vernon Hall, Trevor Howes, Mark C Lam, James E McArter
- Date: Oct 1984
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Digest of Discussion at Concurrent Sessions
continually inform management of relevant changes. The primary purposes for which management typically establishes ... believe that these constraints result from any direct responsibility of the actuary to represent the ...- Authors: John C Antliff, Thomas A Beckert, Robert C Benedict, John H Biggs, Arthur C Cragoe, Richard Daskais, William A Dreher, Ted Dunn, Thomas F Eason, Richard Gibbs, Ardian Gill, Charles Greeley, Robert N Houser, Harold G Ingraham, John G Ireland, Frank S Irish, Joseph A Krenz, Robin B Leckie, Claude J Martineau, Edward W Maroni, Daniel F McGinn, Richard S Miller, Thomas K Pennington, Donald M Peterson, George W Poznanski, Jean-Pierre Provencher, Henry B Ramsey, James Reiskytl, Jack A Rollier, D'Alton S Bill Rudd, Jerome M Stein, Carl W Voss, E John Woolsey, Howard Young, Martin L Zeffert, William M Roth, Dale R Gustafson, Kenneth R MacGregor, Robert T Jackson, Christian L Strom, Harlow B Staley
- Date: Jan 1974
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Actuarial Profession>Standards of practice; Life Insurance
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All Lines Insurance Operations
insurance opera- tions, including differences between direct insurance and reinsurance operations. 2. Solvency ... insurance operations, including differences between direct insur- ance and reinsurance operations. Also, we ...- Authors: Charles C Hewitt, Frederick Kilbourne, Frederick J Knox, W James MacGinnitie, Roy R Anderson
- Date: Apr 1977
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Health & Disability>Disability insurance; Health & Disability>Health insurance; Life Insurance
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New Products Accounting Alternatives
management and mortality experience. Using these as the primary basis for profit recognition results in earnings ... Recommendation and Interpretation 1-1, which was a direct result of the AICPA/Academy task force dealing ...- Authors: Bruce Bengtson, William J Schreiner, Edward Silins, Michael M Sonderby
- Date: May 1985
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Individual annuities; Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]; Financial Reporting & Accounting>Statutory accounting; Life Insurance
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AIDS-The Reinsurer's View
both reinsurance and direct business. It was from April 1986. While the direct side was testing at $500 ... rates, and I believe there are instances where direct companies have rate guarantees and reinsurance ...- Authors: Kent Nickerson, Robert Tiessen, John S Tillotson
- Date: Apr 1990
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Variable Products - The Product for the 1990s?
35%, financial planners at 18%, banks at 6%, and direct response at 4%. Since then I'd say the banks have ... recognition of the fund manager used to be of primary importance before track records existed on the ...- Authors: John Fenton, John G Vrysen, Kevin F Leavey, W Randolph Thompson, Robert J Bethoney
- Date: May 1993
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities>Variable annuities; Life Insurance
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Accelerated Benefits
individual life, as it's marketed by agents, and in direct response sales, and for group life insurance. This ... face-to-face agent sales. The rules for group and direct response products are slightly different, mostly ...- Authors: Stanton L Cole, George S Quillan, Eleanor S Hartley, Nancy Baran, Erica B Querfeld
- Date: Jun 1993
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Public Policy