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  • 2005-2009 Guaranteed Issue and Simplified Issue Life Persistency Study
    2005-2009 Guaranteed ... directly.  lapse rates averaged 7.4 percent for direct bill and 2.7 percent for EFT methods. Table ... Face Amount Exposed Percent of Policy Exposed Direct 5,600 47% EFT 7,000 29% - 5 ...

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    • Authors: Catherine Ho, Society of Actuaries
    • Date: Dec 2013
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance
  • Literature Review and Assessment of Mortality Improvement Rates in the U.S. Population: Past Experience and Future Long-Term Trends
    he 2012 Trustees Report”:  • Access to primary medical care for the general population (in particular ... g forms of disease,  • Improvements in prenatal care,  • The prevalence of obesity,        Litera ...

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    • Date: Aug 2013
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context
    • Topics: Demography>Longevity; Pensions & Retirement>Assumptions and methods
  • 1986-2002 Credit Risk Loss Experience Study: Private Placement Bonds
    future economic downturns may be different, so care must be used in interpreting and using the results ... As shown in the graph, incidence rates, the primary driver of economic loss rates, more than doubled ...

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    • Authors: Society of Actuaries
    • Date: May 2006
    • Competency: Technical Skills & Analytical Problem Solving
    • Topics: Experience Studies & Data; Finance & Investments>Investments
  • 2009 CLICE Expense Study Data Request - Data Submission Form
    Brokerage PPGA Multi-Line Direct Response Other Unallocated Total A. New Business - Direct 1. Policies / ... Additions Included in A-4 0 B. Inforce - Direct - Current Year 1. Policies / Contracts ...

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    • Authors: Society of Actuaries
    • Date: Jun 2010
    • Competency: External Forces & Industry Knowledge
    • Topics: Experience Studies & Data
  • 2008 Individual Life and Annuity Expense Study – Summary Report
    Personal Producing General Agents (PPGA), Multi-Line, Direct Response, Other and Unallocated (that expense ... particularly evident for Variable products. The primary explanations for this variation included the ...

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    • Authors: Society of Actuaries
    • Date: Apr 2011
    • Competency: External Forces & Industry Knowledge
    • Topics: Annuities>Expenses - Annuities; Experience Studies & Data; Life Insurance>Expenses - Life Insurance
  • 2010 CLICE Expense Study - Data Submission Forms
    Brokerage PPGA Multi-Line Direct Response Other Unallocated Total A. New Business - Direct 1. Policies / ... Additions Included in A-4 0 B. Inforce - Direct - Current Year 1. Policies / Contracts ...

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    • Authors: Society of Actuaries
    • Date: May 2011
    • Competency: External Forces & Industry Knowledge
    • Topics: Experience Studies & Data
  • Group Long-Term Disability Insurance
    the disability. The Committee recommends that care be used in the interpretation of the results of ... . . . . . . . . . . . . . . Social security primary benefit only or in combination with income from ...

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    • Authors: Society of Actuaries
    • Date: Jan 1980
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Experience Studies & Data>Disability; Health & Disability>Disability insurance; Health & Disability>Disability tables
  • 2008 CLICE Expense Study Data Request - Data Submission Form
    Brokerage PPGA Multi-Line Direct Response Other Unallocated Total A. New Business - Direct 1. Policies / ... Additions Included in A-4 0 B. Inforce - Direct - Current Year 1. Policies / Contracts ...

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    • Authors: Society of Actuaries
    • Date: May 2009
    • Competency: External Forces & Industry Knowledge
    • Topics: Experience Studies & Data
  • U.S. Individual Life Persistency Update
    Life versus Individual Disability and Long-Term Care Insurance Lapse Experience.................... ... individual disability income or individual long-term care insurance plans. And the difference is greatest ...

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    • Authors: Marianne C Purushotham
    • Date: Dec 2005
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance
  • 1986-98 Credit Risk Loss Experience Study: Private Placement Bonds
    includes only a single major credit downturn and care must be used in interpreting and using the results ... depicted in the graph. Incidence rates, the primary driver of economic loss rates, more than doubled ...

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    • Authors: Society of Actuaries
    • Date: May 2002
    • Competency: Technical Skills & Analytical Problem Solving
    • Topics: Experience Studies & Data; Finance & Investments