Description: Presented at April 1985 Spring Meeting. This session discussed Variable Universal Life Insurance's: History, Product designs and compensation, Regulatory considerations, Marketing considerations, Data processing considerations, Valuation and accounting considerations.

Description: RECORD OF SOCIETY OF ACTUARIES 1981 VOL. 7 NO. 3 This discussion looks at the future of permanent life insurance as of 1981, comparing traditional permanent products to term life, universal life, and non life insurance products. Related uncertain economic environment issues and tax issues are discussed.

Description: An article from The Actuary, March 1983, volume no.17, issue no. 3 that discusses Variable Universal Life Insurance based on the growing popularity of universal life and variable life products. This product is a flexible premium life insurance product whose cash values vary, in whole or in part, in relation to the investment performance of an underlying separate account. However, regulatory changes, both state and federal, are needed before this product may be sold

Description: Illustrates the effects that proposed GAAP changes will have on earnings emergence of universal life contracts.

Description: Discussion of growth in popularity of UL products designed to focus on the guarantee of death benefit protection rather than cash value accumulation and some of the pricing and reserving issues with respect to those products

Description: This article describes the potential effects of a Guideline Premium Forceout on the policy values and administration of Universal Life policies.

Description: Milliman, Inc. recently conducted a comprehensive survey of leading UL insurers to discover current dynamics of the UL market. The scope of the survey included UL with secondary guarantees ULSG, cash accumulation UL, current assumption UL, and indexed UL.

Description: The life market has seen many challenges recently and has evolved to meet them. More exciting developments are expected to continue in the future. The presenters will cover current life industry trends, including principles-based reserves product trends, indexed UL product and illustrations updates, and accelerated underwriting and the NY DFS circular lette

Description: Universal Life/Indexed Universal Life trends based on the 6th annual Milliman survey of leading UL carriers. Reveals the current dynamics of the UL/IUL market and provides carriers with competitive benchmarking to see how they stand relative to their peers.

Description: This article is a summary of a November 1981 actuarial club presentation by Robert D. Shapiro. It begins with the rise of Universal Life in 1981 with the climate of high interest rates and minimization of company federal income tax and then discusses the year 1982 with declining interest rates and the changes made to UL.