Description: This discussion focused on looking at the immediate uses of the 1951 Impairment Study for the smaller company, the use of new technology such as punch card machines in an effort to reduce cost, methods of budget procedure, use of interim financial reporting and attendant issues such as interim period reserve computations, and problems with underwriting, commission accounting, or conflict with interests of own agents when small companies accept business from agents or brokers of other companies.

Description: This discussion at a 1959 Regional Meeting examines underwriting issues including expense reduction, nonmedical limits, and the use of inspection reports.

Description: Medical and underwriting experts discuss medical developments and underwriting practices that could improve mortality rates and risk classification, respectively, in the future. From the 1988 Record of Society of Actuaries, Vol. 14, No. 3.

Description: This session at the SOA 1990 Hartford Spring Meeting is about the trends in risk classification and selection criteria used for underwriting risks for individual life insurance. Use of various laboratory tests based on analysis of blood and urine samples is discussed.

Description: This session focused on Underwriting, particularly addressing problems with traditional underwriting classification, new and acceptable classifications, possible transition problems. Record of Society of Actuaries, Vol. 7, No. 3.

Description: Presented at May 2002 Spring Meeting. Discusses selected concepts that relate to risk appraisal of new business insurance and underwriting. Specific attention is focused on the relative values of underwriting tools, namely fluid collection: blood, urine and oral fluid.

Description: Presented at May 2002 Spring Meeting. This session addresses the important elements in designing preferred risk products. Theoretical and pragmatic approaches to establishing a sound policy for setting underwriting requirements and mortality assumptions are discussed, including the real mathematics of preferred risk classification, distribution of risk profiles by age and the key elements of age-specific underwriting.

Description: Panelists discuss pricing issues, patent issues, safeguards, successes, failures, and other observations about the future of automated underwriting. From the 2002 Record of Society of Actuaries, Volume 28, No. 3. Session 134PD of the Boston Annual Meeting.

Description: This article is from the Digest of Informal Discussion, Transactions of Society of Actuaries 1956 Volume 8, Number 20. The article identifies the participants and summarizes each person’s comments. The participants discuss underwriting for occupations such as aviation, where traditionally additional charges over standard rates have been made. In light of improving mortality from occupational hazards, the participants discuss whether most occupations should be rated standard, and the impact of such changes.

Description: Accelerated Underwriting – Two Studies (Delphi and SOA Survey)