Description: The paper provides information on the background, construction, and analysis of a new credit disability table, and then offers suggestions for the development of a valuation table.

Description: Panel explores new disability products offered by writers of individual disability insurance and the ways in which these products connect with other types of insurance. From the Record of the Society of Actuaries, Vol. 25, No. 2.

Description: The goal of the study is to create tables which are based on Sun Life experience in the first 5 years of disability duration, then equal to 100% of the 1987 basic rates after 5 years. One table was created from the 1987 tables which was unisex and one elim. the LTD claim file has an approximate 50/50 split of male, female claims and 3, 6 month elim claims.

Description: The Society's Group Disability Insurance Experience Committee latest experience table report. This is summary pivot table of termination results, including expectations developed with the 2008 GLTD Experience Table. Please see the SOA website experience studies for the full report.

Description: This is the actual experience table accompanying the Group Disability Insurance Experience Committee latest experience table report. Tables show recoveries and deaths. Please see the SOA website experience studies for the full report.

Description: In this paper, the authors created a mathematical model which reflects typical relativities by age, duration of disablement, and deferment period for disability risk. The paper is followed by discussions submitted by various reviewers.

Description: A view of Social Security disability experience for 1970 through 1978, and future projected trends based on observed application, approval, and recovery rates.

Description: Results of the committee's 2006 Group Term Life Experience Study, based on experience data from 1999 through 2001. Experience included Death, Disability Waiver of Premium “Waiver”, and Accidental Death and Dismemberment “AD&D” benefits. Also, information is presented separately for Individually Billed versus Self-Administered business. Available pivot tables enable companies to perform their own analysis.

Description: This session from the 1995 SOA Vancouver Meeting reviews the findings of the recent Group Life Experience Study using data from 1985 to 1989. From the Record of the Society of Actuaries, Vol. 21, No. 3b.

Description: 1967 Report presenting two-part analysis of morbidity experience under individual loss-of-time policies. The first part of this report covers experience in the first year of the benefit period, and the second part covers experience in the second of the benefit.