Description: This abstract describes a paper that implements a lifetime utility model including both GMDB options and term life insurance and allowing the policyholder to optimize both consumption and fund allocation decisions.

Description: This abstract describes a paper that generalizes the Poisson process to a renewal process, especially Erlang (n) renewal processes.

Description: This abstract describes a presentation that shows a study on a long-term disability insurance portfolio under stochastic interest rates.

Description: This abstract describes a paper in which the Lee-Carter model is taken as a starting point for the mortality modeling of multiple populations.

Description: This abstract describes a paper that investigates multivariate risk processes which may be useful in studying ruin problems for insurance companies handling dependent classes of business.

Description: This abstract describes a presentation that provides a summary of recent activities and future plans in the Society of Actuaries’ Education system.

Description: This paper focuses on portfolios of exposed properties at risk of loss from natural perils such as wind and earthquake in the context of property/liability insurance.

Description: This abstract describes a paper that proposes a new savings product called Personal Care Savings Bonds (PCBS).

Description: This abstract considers the pricing problem of Guarantee Minimum Death Benefits (GMDB) that credit the annuitants the investment return of equities while limiting the downside risk of equities by providing the minimum death benefits

Description: This abstract describes a paper that considers an alternative way of estimating distribution parameters for nonnegative random variables.