Description: This presentation is a panel discussion, session 45PD, from the 2004 Spring Meeting of the Society of Actuaries, held June 14-15 in San Antonio, TX. The panelists note that as new channels like the Internet, work-site marketing and direct marketing become more important, understanding the regulatory environment is essential, and nontraditional distribution, direct marketing, direct sales and telemarketing are increasingly subjected to new forms of regulations at the federal, as well as at the state, levels. The speakers cover the legal aspects of e-signature and voice signature, HIPAA authorization requirements, telemarketing rules, such as the federal “Do Not Call” legislation and other privacy issues. Discussion from participants is included. From the Record of Society of Actuaries, Volume 30, No. 2.

Description: 1994 SOA Meeting, San Francisco. This session discussed variable annuities and how direct companies use reinsurance to mitigate death and investment risk. Variable annuities and the enhanced death benefit were addressed from the direct and reinsurance sides.

Description: Four experts offer their insights into long term care and long term care insurance.

Description: Rising drug—and, to a lesser extent, health care—costs in Canada are creating long-term challenges for not only governments and employers across Canada but for individuals as well, with no easy answers.

Description: The objective of this project is to summarize the existing literature on end of life issues of interest to actuaries, and to document a broad list of such articles. The end of life issues explored are multi-dimensional and from multiple perspectives. When considering cost implications of end of life care, it is necessary to consider cost in a broad context as it is a measure that cannot solely be defined by dollars. Other dimensions of cost, such as quality of care, family care giving, communication, patient preferences and access to care, should also be explored.

Description: This discussion presents a few comments on the legislative situation with regard to health care for the aged in the United States. From Transactions of Society of Actuaries 1961, Vol. 13, No. 37.

Description: Chart 4 for Session 1030F: Impact of Technology on Health-Care Delivery Systems

Description: This presentation from Session 78PD of the SOA 1999 San Francisco Annual Meeting discusses state health-care reform over the past decade and offers insights as to what has worked, what hasn't, and what has been a total disaster. The panelists further discuss the states' responses to reforms that simply have not worked and the industry's response to this challenging environment. Finally, they share their ideas of the direction they expect to see state-level reforms to take. From the Record of the Society of Actuaries, Vol. 25, No. 3.

Description: Presented at October 2001 Annual Meeting. Panelists speculate how the health care delivery system will change over the next 30 years and the effect these changes will have on baby boomer needs and on future long-term-care 'LTC' policies.

Description: Medical management programs have traditionally addressed more acute and short-term issues with chronic disease. As LTC becomes an important product in the insurance industry, including disease management is likely to be valuable for reducing costs and prolonging the healthy, premium-paying portion of a claimant's life.