Description: This article discusses how the proposed actuarial guideline XYZ attempts to address secondary guarantees on minimum nonforfeiture values.

Description: The article was written to address a concern that the author had that reinsurance considerations were being relegated to the back of the product development cycle. He was concerned that reinsurance input on benefit design, underwriting and pricing was not getting into the process. From Small Talk Newsletter, November 2005, Issue No. 25.

Description: This article discusses the the 1998 alternartive XXX model regulations and the potential tax impact on the definition of life insurance and on reserve deductions associated therewith.

Description: This article measures the performance of the Smaller Insurance Company Section in light of the purpose of the section.

Description: A discussion of compliance with Model Audit Rule, MAR, deadlines, including requirements over auditor independence and corporate governance and management’s report of internal control over financial reporting.

Description: So What’s New with the AOMR? by James R. Thompson from Small Talk Newsletter, December 1998, Issue No. 12.

Description: A discussion of the contents of this issue of smalltalk including regulatory issues that impact insurance and smaller insurance companies. Also discussed are two major regulatory issues, health care reform and financial regulatory reform.

Description: Regulatory Update

Description: Small insurance companies sometimes feel constrained to use Excel instead of a commercial actuarial system due to cost and inertia. This article provides multiple reasons why that decision leads to unintended risks for the actuarial department and the company as a whole.

Description: The Chair of the Smaller Insurance Company Section discusses several topics including our global economy and how economies are interrelated, disaster recovery plans, and the appropriate diversification of risk.