Description: Panelists discuss recent trends in the effects of mortality and lapse rates on term life insurance. The discussion includes: • Theories predicting the impact lapse rates have on mortality after the level premium period • Recent industry studies on mortality and lapses • The impact lapse and mortality rates have on profits

Description: This discussion at an SOA 1968 Regional Meeting covers premiuims and dividend determination methods for individual ordinary insurance, new product ideas such as nonsmoker policies, profit analysis methodologies, and methods for comparing products of different companies.

Description: 1992 SOA Annual Meeting, Washington, D.C. This session on repricing the in-force book of business addressed ASB requirements, data gathering, assumption setting, modeling considerations, coordination with financial areas, par versus interest-sensitive products, and communicating results to management.

Description: This discussion is about the new procedures that are being used or are contemplated in the preparation of new rate books and policy forms with reserves and cash values computed under the 1958 CSO Table.

Description: This panel discussion looks at new pricing techniques including the use of risk theory, pricing for the entire rate book, and the handling of overhead expenses. There is also a discussion of setting assumptions and the sources of data for assumptions.

Description: This meeting session occurred at the SOA's 1980 June Meeting. The topic was a Federal Trade Commission Report issued on insurance copmany practices with regards to life insurance. This report identified four areas of concern regarding consumer value and recommended changes.

Description: This is a discussion of indexed coverages for individual contracts. It covers such topics as the history of indexed coverage in the U.S. and Canada and other countries and the possibilities for the ideal fully-indexed permanent life insurance and disability income plans.

Description: The session from the 1995 SOA New Orleans Meeting focuses on advanced cash-flow techniques, different approaches to incorporate interest sensitivity into pricing and product pricing including option-pricing approaches to asset/liability risk pricing. From the Record of the Society of Actuaries, Vol. 21, No. 1.

Description: In this session 31PD of the Palm Desert Spring Meeting panelists discuss current issues relating to joint and second-to-die insurance products, also known as joint survivor or survivorship insurance. From the Record of the Society of Actuaries, Vol. 23, No. 1.

Description: This session at the SOA 1990 Annual Meeting addresses pricing inadequacies that are perceived throughout the industry. Concerns are expressed about assumptions, lack of experience studies, surplus levels, and replacements.