Description: Actuaries should understand the economic considerations involved in the formulary drug decision-making process, and the presence of actuarial input in the process could improve it, especially by tying it to overall decision making for the health plan. From Prescription Drugs Monograph, M-HB04-1.

Description: To be an outstanding leader, you must become a masterful communicator. Learn a number of simple yet critical steps to achieving that.

Description: While there are many issues in healthcare, the single most significant issue is cost, both in terms of the cost today and in terms of the growth in cost over the past several decades. We need to increase the ability of all citizens to purchase healthcare services or health insurance that in turn purchases healthcare services, and decrease the growth in the cost of healthcare.

Description: Essay reforming healthcare where participants have a vested interest in reaching the best answer.

Description: I used the inspirational movie, Stand and Deliver, to describe the motivating high school mathematics teacher and leader, Jaime Escalente. Mr. Escalante believed that as long as you had the desire, you can accomplish wonderful things.

Description: This session discussion was about the North America Free Trade Agreement between Mexico, Canada and the United States: Expectations, status, opportunities and implications with respect to professional mobility, financial institution reform, social security systems, and employee benefit plans.

Description: The five words for ERM are transparency, discipline, alignment, adaptability and resilience. This article focuses on transparency, discipline and resilience.

Description: Risk Magnification does exist and needs to be considered in the risk aggregation and risk management processes.

Description: The medical scheme approach adopted by several African countries has failed to meet the needs of those in informal employment and rural communities. This is partly due to affordability amongst these individuals as well as a lack of awareness of how healthcare financing products work. Community based healthcare organisations have achieved greater levels of success in this regard by carefully incorporating the peculiarities of communities in benefit design and involving community members in the management of these healthcare solutions. There are lessons to be garnered from the countries where these have been implemented with some level of success. Even as countries aim towards universal health coverage, observing the unique needs of different communities within a country is essential to ensure resources are utilised efficiently and that healthcare needs are targeted effectively.