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Universal Life, No-Lapse, and the Law vs. Free Markets
ture interest rate. Tradition seems to be the primary reason. When universal life first became popular ... provisions guarantee the death benefit even if the (primary) account value or cash value is zero (or negative) ...- Authors: David Hippen
- Date: Mar 2001
- Competency: External Forces & Industry Knowledge
- Publication Name: The Financial Reporter
- Topics: Life Insurance>Universal life
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Oops! Unintended Consequences of Fixing Financial Regulation
will be studied to death in the future, but the primary drivers can be captured in a few broad categories ... This will hurt the NAIC’s efforts to remain the primary insurance regulator if they do not anticipate ...- Authors: Max Rudolph
- Date: Sep 2010
- Competency: External Forces & Industry Knowledge
- Publication Name: Risk Management
- Topics: Enterprise Risk Management>Governance; Public Policy
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Case Study: Economic Capital Analysis at Guardian [The Early Years]
insurance. • Since Guardian is a mutual company, the primary focus is upon statutory values. Guardian’s focus ... analysis. The analysis was divided into four primary components, as follows: 1. Business Risk 3.- Authors: Barbara Snyder, Ben H Mitchell
- Date: Jun 2009
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Risk Management
- Topics: Enterprise Risk Management
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Participating In Actuarial Meetings
conducted by the Tradi- tional Task Force may have a direct im- pact on how academic programs m function ... better handled by ac- tuarial faculty with some direct ex- perience in the insurance industry. The ...- Authors: Robert Likins
- Date: Feb 1985
- Competency: External Forces & Industry Knowledge; Leadership
- Publication Name: The Actuary Magazine
- Topics: Actuarial Profession>Professional development
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Why Predictive Modeling for Life Insurance and Annuities?
biases out of our data by including in our analysis direct or proxy vari- ables, such as calendar year, which ... with guarantees. - Life insurers specializing in direct marketing who may greatly benefit by taking a ...- Authors: Andrew Jon Staudt
- Date: Feb 2010
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Product Matters!
- Topics: Technology & Applications>Analytics and informatics
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Actuarial Success - And Less
received a lot of atten- tion in the employer, health care and public policy communities. I believe that ... public policy makers, insurance carriers, and health care providers. Even if we do not do research, if we ...- Authors: Michael Cowell
- Date: May 1987
- Competency: Strategic Insight and Integration>Big picture view
- Publication Name: The Actuary Magazine
- Topics: Actuarial Profession
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Business Intelligence for Actuaries
analysis. They generate SQL automatically. They take care of the access to the data. I realize that actuaries ... Claimant Age Claimant Rel to Insd Examiner ID Primary Diagnosis ID Secondary Diag ID Status ID Loss Date ...- Authors: Michael Levine, Michael K Rigby
- Date: Jun 2004
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Technology & Applications>Business intelligence
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Statutory Reserves for Nonlevel-Premium Policies
the unitary method or annual term method. The primary argument against the unified method is that it ... floor would be redundant. Now that I have taken care of the technical matters, I comment on the opposing ...- Authors: Wilbur M Bolton, Roy C Olson, A Stephen Beach
- Date: Oct 1990
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Financial Reporting & Accounting>Statutory accounting; Public Policy
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Competition Editor A Real Puzzler
Haynes Miller 1931 1938 lames B. Cardiner Dial direct to Society (9 , Because the Society’s switchboard ... overloaded during exam periods, please use the direct-dial telephone numbers listed below to ’ quickly ...- Authors: Deborah Adler Poppel
- Date: Dec 1988
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: The Actuary Magazine
- Topics: Actuarial Profession
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New Brazilian Reinsurance Rules—A Significant Change of Course
channeling of the state’s efforts to encourage and direct insurance activities. In 1967 an independent govern- ... for the participation of foreign capital and for direct contact with the international reinsurance market ...- Authors: Joao Marcelo dos Santos
- Date: Sep 2015
- Competency: Strategic Insight and Integration>Big picture view; Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Reinsurance News
- Topics: Enterprise Risk Management>Compliance