Description: This study measures the share of married retirees with pension annuities who forgo survivor protection and examines the factors influencing their decisions. It also measures the share of retirees whose decisions to forgo survivor protection can be justified by its high costs or low benefits, such as the presence of other types of financial protection for the spouse, poor health of the spouse, and low income.

Description: The Financial Accounting Standards Board has developed a data bank containing information about pensions and changing prices, extracted from 1,100 companies’ annual reports.

Description: Letter from the section chairperson discussing past and future seminars put on by the Reinsurance Section.

Description: In this article, we describe new approaches to long-term care financing that rely on home equity release and we address several of the challenges mentioned above. While these approaches stand to help expand the potential for long-term care financing to middle-class Americans, even these approaches don’t address a large swath of the U.S. with less privilege, who have little or no home equity. We will discuss the product design, marketing, pricing and risk management of these new approaches and potential behavioral factors that should be considered. The article builds on a growing body of academic research to which the authors have actively contributed. We want to share the key insights of this international work in market research, economics, and actuarial studies to stimulate more research in this area.

Description: Article from the chairperson of the Retirement Section of the SOA regarding section activities.

Description: Chairperson's column for the February issue of Retirement Section News introducing section members to recent changes in section areas of interest.

Description: Retirement market study of Peru in English

Description: Read as I reflect on the Retirement Section Council’s most recent meeting in San Diego, two clear themes were repeatedly discussed and debated.

Description: This is the session transcript from Session 6A: Mortality Improvement Approaches from the January 4-6, 2017 Living to 100 Symposium in Orlando.

Description: This report summarizes the comments received on the Scale MP-2014 exposure draft.