Description: This article gives an overview of the first Applied Actuarial Research Conference AARC.

Description: Income i.e., immediate annuities are insurance products that benefit from mortality pooling, so they can generate the highest level of lifetime “income now” per dollar of retirement assets put to work. Including an income annuity as a portion of a retirement portfolio often results in an immediate increase in the level of income generated by that portfolio while at the same time ensuring that a portion of the total income is payable for a lifetime.

Description: What author learned from Toastmasters

Description: Recruitment article for the Marketing & Distribution Section written by the Section Chair.

Description: The last few years have seen a dramatic change in the way that insurance products are priced. If we traveled back in time 15 to 20 years, we would see a world where most insurance products were priced on the basis of a few static scenarios. In the last several years, pricing on a stochastic basis has become more mainstream—at least for contracts with embedded guarantees.

Description: A discussion of the theory underlying risk neutral investment scenarios

Description: Discussion of the current state of U.S. individual life insurance new premium sales.

Description: Discusses the middle market for life insurance and the types of insurers and products in it.

Description: Discusses the results of the SOA’s 2009 UL secondary guarantee study conducted by the Policy Behavior in the Tail PBITT working group.

Description: This article discusses an update to a survey that focuses on how companies are trying to price for and understand the risks inherent in the products they sell.