Description: This article offers issues and trends with immediate payout annuities.

Description: This article discusses the survey of published embeddd value EV financial assumptions through 2010 sponsored by the Society of Actuaries International Experience Study Working Group. The purpose of this survey is to provide international actuaries with benchmark assumption data.

Description: Article includes a summary of Milliman's 10th annual survey of leading UL and IUL industry competitors. Product and actuarial issues are covered.

Description: Provide high level summary of predictive modelling.

Description: Feature article discussing comparison of physical inactivity and smoking.

Description: A high-level summary of the results of Munich Re's recent Accelerated Underwriting Survey

Description: Discussion of a new product concept in life insurance: Registered Indexed Variable Universal Life (RIVUL). A product idea based on the sales success of Registered Indexed Life Annuities (RILA), but applied to life insurance. The article discusses the pros and cons of the product idea and the ability of it to provide a company with something different relative to existing universal life insurance products.

Description: This article presents a discussion of Actuarial Guideline 54 (AG LIV), both the regulatory impetus in its creation as well as the requirements it outlines for a RILA contract to qualify as a variable annuity under the NAIC Variable Annuity Model law and thus be exempt from Fixed Annuity Non-Forfeiture Requirements. Includes an example calculation.

Description: Summary of the December 2003 NAIC Meeting

Description: Article discusses the findings of the SOA International Experience Survey on embedded-value financial assumptions. It is intended to provide international actuaries with benchmark assumption data.