Description: The heart of a reinsurance arrangement is that a loss by the direct writer will be covered. The risk that coverage may be lost can be managed—practical steps can be taken to ensure that the ceding company and reinsurer remain in agreement about what business is and is not covered under the terms and conditions of the reinsurance agreement.

Description: This article was written to increase the knowledge and insights of both the direct writer and reinsurer in optimizing the reinsurance negotiation process. It should help the reinsurer offer a more competitive quote and hence win a share in a reinsurance pool while simultaneously helping the direct writer obtain lower reinsurance costs helping their product pricing and bottom line.

Description: Long-Term Care Insurance Coverage: Educating Clients and Evaluating Its Merits as an Investment An Actuary’s Solution to the Consumer’s Dilemma by William A. Dreher from Long-Term Care Newsletter, December 2004, Issue No. 13.

Description: This paper models the extent of the tax dollars being lost by the government today because of Qualified Pension Plans and IRAs, and then goes on to project the extra revenue that will accrue to the government from these same pension plans when the baby boomers retire.

Description: This artilce, developed by a team of experts at Northwestern Mutual, describes the filial responsibility laws in various states that mean adult children could potentially be held legally responsible for their parents' care under certain circumstances, such as when their parents are ailing and without sufficient financial resources to take care of themselves.

Description: 1994 SOA Meeting, San Antonio. This pension seminar program discussed the various types of executive compensation plans with special emphasis on nonqualified deferred compensation plans and the associated accounting and actuarial issues. The primary discussion covered the different ways to try to secure these benefits without creating taxation.

Description: Analysis and implications of 25 years of research findings characterizing buyers and non-buyers of private long term care insurance

Description: An actuarial model that provides financial incentives to providers to offer patients an approach that can reverse chronic disease and reduce health care costs

Description: The 5th Annual Product Development Actuary Symposium welcomed more than 200 participants to the Westin O’Hare in Rosemont, Illinois June 29-30 for an intensive day-and-a-half seminar. The program was once again co-sponsored by the Product Development Section, Reinsurance Section, Actuary of the Future Section and the Marketing and Distribution (formerly Nontraditional Marketing) Section. From News Direct, September 2005, Issue No. 51.

Description: A discussion about the future of long-term care insurance, potential growth of sales, and career influences.