Description: This discussion looks at the effect of recent economic conditions on the volume and distribution of new business, recent trends in lapse rates and recent expense rates. From Transactions of Society of Actuaries 1959, Vol. 11, No. 29 AB.

Description: This discussion at the San Francisco and Washington 1966 Regional Meetings covers three topics - Disability Benefits under Life or Health Insurance Policies, Changes in Individual Medical Expense Insurance in the Light of Medicare, and Optional Modes of Settlement.

Description: This paper contains three discussions. The first is about recent developments in health insurance programs in the United States and Canada. The second discussion is about the Society and how it can provide services to its members and the public. The third discussion is on life insurance company management. From Transactions of Society of Actuaries 1966, Vol. 18 Pt. 2, No. 50 AB

Description: This discussion at the SOA 1968 Philadephia and Los Angeles Regional Meetings covers premiuims and dividend determination methods for individual ordinary insurance, new product ideas such as nonsmoker policies, profit analysis methodologies, and methods for comparing products of different companies.

Description: This informal discussion from 1960 discusses the Society of Actuaries Examinations. Specifically, the panelists discuss several syllabus changes, including the elimination of Part 1, the English exam, and giving the preliminary examinations twice yearly, a change from annual, and the extent to which this will help recruit more candidates. They also discussed the proposed “two-pronged” system of Fellowship exams and the extent to which this might attract more qualified candidates, and speed up the overall process of completing the exams.

Description: This discussion looks at the role of the actuary in electronic data processing and if the actuary is in touch with recent developments. The panel also discusses the likely permanent role in this field for the actuary and how much does this permanent role depend on operations performed by computers. From Transactions of Society of Actuaries 1959, Vol. 11, No. 31.

Description: Discussion of the following underwriting topics: A. What elements are being taken into consideration in current underwriting of risks in or subject to military service? B. What changes have occurred recently in the amount limits for the double indemnity benefit? Is accident insurance considered in applying such limits? C. What underwriting problems have arisen in connection with the income disability benefit which matures the policy at an age such as 65? In what respect is this benefit underwritten differently from the $5 per $1,000 lifetime income disability clause? D. What are the advantages and disadvantages of issuing ordinary insurance at ages over 65?

Description: This is a discussion about premium gradations for life insurance including expense rates and expense savings in graded premiums, the policy fee system, the band system and expense rates within different size bands. From Transactions of Society of Actuaries 1962, Vol. 14 Pt. 2