Description: Research paper presenting the potential role of Dynamic Solvency Testing, DST, in preventing the insolvency of insurance companies. This study examines major causes of failure for a small group of companies and evaluates whether and how DST would have helped.

Description: This panel discussion is from the 1991 Meeting of the Society of Actuaries, held May 16-17 in New York. The panelists discuss emerging trends in the financial condition of the life insurance industry, how the financial condition of a company is determined by the rating agencies, and the value and reliability of ratings with respect to a company’s current and future financial condition. The potential role of actuaries, the value of the statutory financial statements, the users of the ratings, and how they affect the rated companies are discussed. Discussion from participants is included. From the Record of Society of Actuaries, Volume 17, No. 2.

Description: This presentation is an open forum from the 1991 Annual Meeting of the Society of Actuaries, held October 20-23 in Toronto. The panelists discuss the current public image of the life insurance industry, and whether life insurers meet or are able to meet public expectations. They examine the differences between the public’s outside view and the actuary's view from the inside, how they differ, and what the actuary can do to improve the industry’s image, as an educator and communicator. Discussion from participants is included. From the Record of Society of Actuaries, Volume 17, No. 4B.

Description: This session is about financial rating systems: The processes, performance, improvement, and the role and impact of risk-based capital requirements.

Description: These discussions at the 1967 New York and New Orleans Regional Meetings are a summary of two workshops - Methods of Computing 'Net Cost' for Ordinary Life Insurance and Life and Health Insurance Plans for Groups with Generally Fewer than Twenty Five Lives. There is also a discussion of a proposed SOA constituional amendment related to public expressions of opinion.

Description: This session from the 1995 SOA New York City Meeting covers the Society's research activities directly related to dynamic solvency testing, DST, a historical perspective of insolvencies and the uses of DST to determine financial impairment. From the Record of the Society of Actuaries, Vol. 21, No. 2.

Description: The following topics were discussed from the perspective of small companies: 1. Pensions, 2. Agency issues, 3. Financial results and planning, and 4. Miscellaneous issues including the impact of inflation on life insurance and annuity products, variable annuities, product development, market research, and financial forecasting. From Transactions of Society of Actuaries 1967, Vol. 19 Pt. 2, No. 53.