Description: These discussions at the 1967 New York and New Orleans Regional Meetings covered topics related to individual life and health insurance including health topics, individual life underwriting, reinsurance, individual policy pension fund expenses, tax sheltered annuities, and market testing products.

Description: This discussion at a SOA 1967 Regional Meeting covers individual life and health insurance topics including individual health loss of time coverages, life underwriting, reinsurance, individual annuity retirement plans in Canada, market testing new products.

Description: This discussion note for many sessions at the 1980 Spring Meeting defines the theme of the meeting and sets the objectives under three scenarios. Objectives: 1. Recognize and reflect the basic concepts of futurism. 2. Identify the general direction of individual life and annuity business. 3. Paint a picture of what our business will look like by the end of the decade. Scenarios: 1. High inflation scenario 2. Incentive and investment scenario 3. Social democracy scenario

Description: This is a panel discussion about H.R. 10 pension plans, i.e., tax deferred retirement savings plans for the owners of an unincorporated business and its employees. The following questions are addressed: To what extent is coverage under H.R. 10 being provided under individual policies and under group contracts? What problems are presented in each approach? If special plans are used, what provisions must be included? If normal contracts are used, what modifications or endorsements must be made? What plans are generally used? If split-funding is not used with normal contracts, how are increases in contributions handled? To what extent are trust or custodial accounts being used? From Transactions of Society of Actuaries 1964, Vol. 16 Pt. 2.

Description: This 1978 discussion focused on Individual Annuity experience and current events including: 1. Marketing issues 2. Actuarial issues 3. SEC study 4. FIT issues 5. Nonforfeiture issues 6. The Model Disclosure Bill.

Description: State insurance department actuary, who also is on two committees of the National Association of Insurance Commissioners [NAIC], discusses current NAIC activities regarding nonforfeiture, sales illustrations, and replacements for life products and sales illustrations for annuities, as well as equity-indexed annuities [EIAs]. From the 1997 Record of Society of Actuaries, Vol. 23, No. 3.

Description: This is a panel discussion about H.R. 10 pension plans, i.e., tax deferred retirement savings plans for the owners of an unincorporated business and its employees. The following questions are addressed: To what extent is coverage under H.R. 10 being provided under individual policies and under group contracts? What problems are presented in each approach? If special plans are used, what provisions must be included? If normal contracts are used, what modifications or endorsements must be made? What plans are generally used? If split-funding is not used with normal contracts, how are increases in contributions handled? To what extent are trust or custodial accounts being used? From Transactions of Society of Actuaries 1964, Vol. 16 Pt. 2.

Description: This session from the 1983 SOA Hollywood, Florida Meeting reviews different strategies for the non-tax-qualified annuity market including marketing strategies, investment and investment alternative strategies and product design and cost considerations.

Description: Panel discussion gives the latest update on: Single Premium Whole Life, Single Premium Variable Life, Variable Universal Life, and Annuities. Includes current industry sales figures and distributions of variable-account assets for these products. From the 1987 Record of Society of Actuaries, Vol. 13, No. 2.

Description: An exploration of drivers, cohorts and dynamics for policyholder behavior for VA and FIA based on industry experience data, including changes in recent years and the emergence of long-term data in key areas. We will also discuss critical elements to developing a sustainable and coherent framework to translate this complex experience data into assumption models.