Description: This is a research report that highlights the characteristics of combination plans that serve to reduce the risks to insurers issuing life or annuity products linked to long-term care insurance. Observations are provided to assist in the understanding of the factors that explain the profit change sensitivity results and the natural hedging against major risks that inherently is present within the linked products.

Description: This investigation specifically covers the mortality for immediate single-life annuities issued in the United States and Canada during the years 1931-1947 inclusive and observed between 1946 and 1948 contract anniversaries. From Transactions of Society of Actuaries 1949, Vol. 1, No. 1.

Description: The paper describes the various provisions of the new Soviet program - premium rates, pensionable ages, death benefits, withdrawal values, method of administration, and so on. This new program is intended to supplement the Soviet social security benefits.

Description: This research report analyzed the effects of different types of informational interventions on annuity-related behavioral intentions and beliefs, such as estimated retirement age and life expectancy.

Description: This research report on the ability to influence annuity purchases found the following contrast: • Pre-retirees’ intentions to buy a life income annuity appear to be impacted by the interventions tested in this research. There were stronger effects when pre-retirees were provided with basic information, such as life expectancy, and anecdotal evidence. • Retirees’ annuity purchase intentions do not appear to be impacted by the interventions used in the study.

Description: This is the 1964 intercompany studies report of mortality under individual immediate annuities, covering the experience between 1958 and 1963 anniversaries.