Description: The question of sex discrimination in employee pension plans in life insurance programs is only part of the more general issue of risk classification. Challenges to the old ways of classifying risks are not limited to pensions or to life insurance. It also impacts auto insurance, health insurance, and all other areas. However, for this discussion we will concentrate on sex discrimination in pension and retirement plans. From Record of the Society of Actuaries 1979, Volume 5, No. 1.

Description: This presentation from Session 17 of the SOA 2004 San Antonio Spring Meeting focuses on new product concepts that are emerging to capture the huge emerging retirement market. Panelists discuss concepts such as incorporating defined benefit concepts into defined contribution plans, insuring the longevity tail, innovations in 'traditional' annuities, 412i insured pension plans for small businesses, and highly impaired care annuities for people already incurring long-term-care costs.. From the Record of the Society of Actuaries, Volume 30, No. 2.

Description: Increasing life spans and fluctuations in the equity markets have raised awareness of the potential of outliving one's income. This presentation from Session 30 of the SOA June 2004 San Antonio Spring Meeting discusses single premium immediate annuities as one solution to this growing issue. From the Record of the Society of Actuaries, Volume 30, No. 2.

Description: This session at the SOA 2004 Annual Meeting covers payout annuity issues including an overview of product designs, the current market, and underwriting or substandard annuities.

Description: Panelists at this session of the SOA 2003 Washington, DC Spring Meeting discuss the shift in interest in the market place from accumulation to income, i.e. payout annuities. Marketing opportunities and product designs are discussed.