Description: Session 176: The Future of Medical Records in Underwriting

Description: This meeting session was presented at the SOA's 1976 Spring Meeting in Washington D.C. The session focused on facts and opinions about the economic impact of life insurance in meeting people's needs for retirement security and security against death and disability.

Description: In this panel discussion session, the participants discuss programs to update existing life insurance policyholders, which some companies have implemented in light of rapidly changing economic conditions, namely inflation.

Description: This session from the 1981 SOA Spring Meeting discusses how the insurance industry will fare under different economic conditions according to an economotric model by Data Resources - DRI. The session also reviews how to incorporate inflation into actuarial calculations and the prospects and possiblities regarding inflation. From Record of Society of Actuaries, Vol. 7, No. 2.

Description: This discussion is about group life insurance for employees on leave due to military service, methods for estimating group dividend liabilities, and issues in the underwriting of Group Hospital Expense insurance.

Description: Panelists discuss the impacts of adopting the 2001 CSO mortality table, including effects on reserves, cash values, premiums, maximum cost of insurance rates, and corporate and policy taxation. From the 2002 Record of Society of Actuaries, Volume 28, No. 3. Session 8PD of the Boston Annual Meeting.

Description: In this session the panel members speculate about the future of permanent life insurance. The discussion looks at term versus permanent and the considerations due to inflation, regulations, taxes, etc.

Description: This session discussion is about the insurance industry is unique in the form of the financial instrument offered to consumers. Products earn long-term interest rates yet generally guarantee cash out without loss of principal. From Record of the Society of Actuaries Vol. 15, No. 3A.

Description: From the April 1982 Society of Actuaries meeting in Houston. Discussion of how the insurance industries in several countries have dealt with high levels of inflation with respect to the development and marketing of insurance products. Also discussed: I. the overall business and economic environment 2. the taxation structure of insurance companies 3. the availability of suitable investments 4. the insurance regulatory climate and 5. the structure of worldwide capital markets Possible applications to U.S. insurance in the 1980's were explored.

Description: The presentations at this session at the 1990 SOA Annual Meeting offer thier view on the future of the life insurance industry in terms of demographics, economics, consolidation and products. The status of the actuarial profession in 10 years is contemplated.