Description: This purpose of this paper is to furnish management of smaller companies with small company experience. This includes a comparison between medical and non-medical business and the maintaining of a continuous investigation procedure. This paper additionally determines experience rates of mortality for dividend purposes. Experience by cause of death is also provided.

Description: The purpose of this paper is to introduce a practical method for interpolation and smoothing and give a number of numerical examples using the method. The method is a variation of the Whittaker-Henderson method. Discussions of this paper are included.

Description: Covers experience from 1973 - 1978 on nonsmoker mortality to be used by the NAIC and its Technical Advisory Committee as a basis for developing interim valuation standards for nonsmoker ordinary business. Interim scaling factors to be applied to specified valuation mortality tables are also provided to develop smoker and non-smoker valuation mortality.

Description: Covers 1983 - 1984 and 1979 - 1984 anniversaries mortality experience for individual life insurance.

Description: Covers U.S. mortality experience by amount of life insurance under standard individually underwritten issues between 1987 - 1988 anniversaries. Also shows 1983 - 1988 anniversaries experience.

Description: Covers 1984 - 1985 and 1980 - 1985 anniversaries mortality experience for individual life.

Description: This is the discussion of the paper by J. Alan Lauer that develops the apportionate basis for the immediate payment of claims as an alternative to continuous functions. A new function, the apportionable annuity due, is defined and derived and formulas for net premiums and terminal reserves on the apportionable basis are developed. Then an investigation is made of the relationship of net premiums and terminal reserves on the apportionable basis to the corresponding functions on the continuous functions basis.

Description: Covers individual life mortality experience for the 1981 - 1982 anniversary period and for the 1977 - 1982 anniversary period.

Description: Covers the mortality experience under for individual life insurance between 1982 and 1983 policy anniversaries. The report also covers experience between 1978 and 1983 policy anniversaries for certain comparisons of data.

Description: The goal of this paper is to develop best possible estimates for the higher moments of a distribution of a positive bounded random variable, such as claim amounts, where these estimates are given in terms of the mean.