Description: Paper provides an overview of the impacts of population aging on the design and marketing of group life and health and group pension products over the next 40 years. While the paper is written with a group focus, the implications of the material for individual product design and marketing are immediately obvious and equally important. From the Transactions of Society of Actuaries 1994, Vol. 46.

Description: Book review on Standards for Discussion and Presentation of Errors in Survey and Census Data by the American Statistical Association, Washington, D.C., 1975. The material will be of interest to actuaries and of help in preparing their own study reports. The guidelines discuss some relatively simple means of presenting error estimates for published data.

Description: The 2021 Society of Actuaries Generations Survey offers results by race and ethnicity. This article is an interview with Alan Newsome and shares the results of the survey as well as broader issues to understand the differences in retirement security by race and ethnicity. It documents that there are major differences, and that the COVID-19 pandemic affected different groups very differently. It also raises issues related to societal conditions.

Description: This article presents recent perspectives on the understanding and measurement of pandemic risk.

Description: Trends in mortality have a huge impact on the insurance industry and its products, risks and profitability. Worldwide, life expectancy has increased continuously over the past decades. However, this progress—even without considering the Covid-19 pandemic—has been subject to strong fluctuations. In recent years, an increase in volatility can be observed. Various aspects—medical science, environment, lifestyle—have influenced the trend in the past. How can the life and health industry move forward in these uncertain conditions? In this article, we examine what has gone before and what can be learned from a closer analysis. What are the main drivers of the historical increase in life expectancy? What characterizes the dynamics of the recent past? How can mortality be projected into the future? How good are our methods of prediction and what are the risks? What risk management options are available?

Description: This is a continuation of an article published for the speculative future contest in 2023. It mentions how the collapse of China would cause a global recession in 2029 due to the current and predicted geopolitical climate in 2023.

Description: The article is based on a range of industry insights, and provides readers with a broad overview of the emerging markets, industry trends, and challenges.

Description: As the population and workforce age, it is important to rethink how and when we retire. This article provides a big picture overview of issues related to opening up more options for exit from the labor force and gradual retirement. It reviews developments in the last few years that are important including the growth of gig employment, more remote work, more technology, workforce shortages, and changes in employee benefits that previously were a barrier to gradual retirement. It calls for more focus on adaption to the aging society. Several publications are cited and it includes a reference list.

Description: Article from The Actuary, June 1983, volume no. 17, issue no. 6, that highlights since 1981, U.S. federal budget cutbacks have clamped down hard on the federal agencies that produce all kinds of statistics - demographic, economic and regulatory data. Actuaries, who use these federal statistics to develop mortality tables, to produce marketing studies, to examine economic trends, and to study health costs, should work with the federal agencies to restore this data.

Description: This article is a review and analysis of “Mankind at the Turning Point: the Second Report to the Club of Rome,” by Mihajlo Mesarovi and Eduard Pestel, published in 1974. The author notes that this work was initiated by the Club of Rome with the specific objective of meeting the more serious criticisms leveled at the original study, the Forrester-Meadows Limits to Growth report. The article discusses world growth and population, and the conclusions reached by the authors of the report.