Description: This discussion looks at: what period or combination of periods could reliably be used for valuation purposes, if the practice of applying the rate of disability to mixed lives in the construction of monetary tables is appropriate, and problems from the use of the assumed date at commencement of disability as contrasted with the use of the date at the end of the waiting period.

Description: Discussion of the following underwriting topics: A. In view of the low rates of mortality currently experienced on standard lives, is the standard classification too narrow? B. Do substandard extra premiums at the lower ratings make fair provision for the additional expenses incurred on substandard policies? C. What problems are encountered in issuing life insurance on persons residing outside the continental United States and Canada? D. What changes have been made recently in non-medical selection and why? E. How could greater use be made of mortality or morbidity studies conducted by hospitals, clinics, government agencies, universities and others outside of the life insurance business?

Description: This general discussion examines disability income insurance and the inclusion of full time agents under the Social Security law.

Description: With the tremendous growth of the private pension institution since 1940, it is inevitable that an institution of this magnitude should come under critical scrutiny by both public and private bodies. This is a panel discussion about major policy issues in private pensions in the United States and Canada. From Transactions of Society of Actuaries 1966, Vol. 18 Pt. 2, No. 52.

Description: Presented at November 1952 Annual Meeting. Discusses some societal issues affecting the insurance business: war hazard, inflation, and taxation. Also discusses efforts to explain the profession and the prior year's activities within the profession.

Description: This discussion on dividends looks at the two factor system and the experience premium system of distributing dividends and if they are more satisfactory under present-day conditions than the three factor method. Also discussed was the uniform reversionary bonus system. From Transactions of Society of Actuaries 1949, Vol. 1, No. 1.

Description: This paper is a summary of the 16th International Congress of Actuaries held in Brussels on June 15, 1960. From Transactions of Society of Actuaries 1960, Vol. 12, No. 34.