Description: Non-guaranteed elements are parameters of life insurance and annuity polices that are not fixed when the policy is issued but may be changed from time to time by the insurance company. They emerged in the United States and other countries as features of Universal Life and similar products designed to make insurance more competitive in an environment where fully guaranteed products did not have sufficient flexibility to respond to rapidly changing conditions. This overview covers professional guidance, regulations and practical issues with reviewing and revising non-guaranteed parameters.

Description: At this session 149L of the 2001 New Orleans Annual MeetingAttendees learn about a unique approach to individual life product pricing and underwriting. The approach is designed to provide prospective insureds some control over the application process by offering them a range of premium and underwriting requirement combinations. From the Record of the Society of Actuaries, Volume 27, No. 3, Session 149L.

Description: In this session 30PD of the Palm Desert Spring Meeting, issues critical to successful underwriting of the senior life market are examined. From Record of Society of Actuaries, Vol. 23, No. 1.

Description: Non-guaranteed elements are parameters of life insurance and annuity polices that are not fixed when the policy is issued but may be changed from time to time by the insurance company.

Description: Why do so many companies have great strategies but still fail? One reason is that they don’t know how to execute. At this session 31TS of the 2004 Valuation Actuary Symposium we discuss the bestselling book Execution: The Discipline of Getting Things Done by Larry Bossidy and Ram Charan.