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  • Discussion - A Present Value Approach to Profit Margins and Dividends
    value method has the further advantage that if mortality and lapse rates are varied only for large groups ... ~P+E D - ½Dr) -- At d 1 + i ql~q+t-a Dt CVt+E s - At At 1+i 1+i W[~l+t-1 + A t-1 -- 1 +----i ...

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    • Authors: Robert J Johansen, James Ross Gray, Robert L Bergstresser, Harwood Rosser, B Franklin Blair, Edward A. Rieder, Kermit Lang
    • Date: Sep 1951
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Life Insurance>Whole life
  • Ordinary Insurance
    2e/~ out of this is required for interest and mortality, leaving 40-/0 for expenses, it will require ... a loading of 4% and a cost for interest and mortality of 1½~, the average quarterly premium is $15 ...

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    • Authors: Society of Actuaries, William C Brown, Meno T Lake, Tilmar A Moilien, John B Stearns, AMY M CAMPBELL, JAMES ANTHONY CAMPBELL, James Ross Gray, Arthur Pedoe, Robert L Bergstresser, Edward A. Rieder, Edward Ruse
    • Date: Mar 1953
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: Transactions of the SOA
    • Topics: Life Insurance>Pricing - Life Insurance