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  • Small Talk Newsletter, December 2000, Issue No. 16
    Small Talk Newsletter, December 2000, Issue No. 16 Full ... Newsletter, December 2000, Issue No. 16 Full version of Small Talk Newsletter, December 2000, Issue No. 16 ... 16. 26297 12/1/2000 12:00:00 AM ...

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    • Authors: Robert A Brown, Norman E Hill, John M O'Sullivan, Edward J Slaby, James Thompson, James Van Elsen, Lloyd Spencer, Julie Hunsinger, Robert Guth, James Berger, Brent Mardis, Scott J Cipinko, Andy Hansen, David Pilla
    • Date: Dec 2000
    • Publication Name: Small Talk
  • Small Face Amount Life Insurance Working Group Meeting Memorandum
    Small Face ... members met with regulators to discuss the NALC's concerns with the activities of the NAIC in connection ... Association of Insurance Commissioners=NAIC; 11128 12/1/2000 12:00:00 AM ...

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    • Authors: Scott J Cipinko
    • Date: Dec 2000
    • Competency: Professional Values>Practice expertise
    • Publication Name: Small Talk
    • Topics: Actuarial Profession>Professional associations; Life Insurance
  • Small Talk Newsletter, May 1999, Issue No. 13
    A s 1999 rolls along, we areapproaching the big year2000. Thus it is fitting that small talk address ... soon to be ambiguous two digit years (is 00 1900 or 2000?). Do smaller companies feel that the larger ones ...

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    • Authors: Richard H Browne, Cherri R Divin, Norman E Hill, Mike Lombardi, James Thompson, Scott J Cipinko, Cecilia Green, Jacqueline Bitowt, Thomas F Streiff, Ara C Trembly
    • Date: May 1999
    • Publication Name: Small Talk
  • Small Talk Newsletter, June 2002, Issue No. 18
    addresses universal life products in general. Mortality Margins Companies in the universal life market ... new products reflecting reductions in current mortality charges or new, more preferred risk classes.

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    • Authors: Karen Rudolph, Godfrey Perrott, James Thompson, Maria Thomson, Steven Siegel, Scott J Cipinko, R. Dale Hall, Robert Stone, John Riley
    • Date: Jun 2002
    • Publication Name: Small Talk
  • Small Talk Newsletter, September 1999, Issue No. 14
    of FirstPenn-Pacific’s Web site showed an AA- from S&P. When I visited QuoteTermLife a sec- ond time a ... I was asked to serve on the Society NAIC Mortality Table Research Task Force. This task force will identify ...

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    • Authors: Norma Y Christopher, Christian J DesRochers, Norman E Hill, John M O'Sullivan, James Thompson, Scott J Cipinko, Tim Pease, Kevin Keegan, Ara C Trembly
    • Date: Sep 1999
    • Publication Name: Small Talk
  • Market Conduct Issues for Small Companies
    Market Conduct ... OCTMGVEQPFWEVTGRQTVUCPFQVJGTKPFWUVT[UWTXG[UYKNNCNUQDGFKUEWUUGF /U0QTOC;%JTKUVQRJGT+ OVJGXKE ... OIQKPIVQDG VWTPKPIVJGTGKPUQXGTVQ,QJP9CFGYJQ UVJGGZGEWVKXGXKEGRTGUKFGPVCV #OGTKECP/GOQTKCN ...

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    • Authors: David A Christopher, Norma Y Christopher, Scott J Cipinko, Wayne A Schrader
    • Date: Oct 1997
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance; Public Policy
  • Proposed Actuarial Guideline XYZ
    reduction could involve using pricing mortality rather than the CSO mortality tables. Two approaches were considered ... guarantees. Regarding the suggested changes, the table below summarizes the changes and the LHATF’s actions: ...

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    • Authors: Scott J Cipinko
    • Date: Jun 2002
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Small Talk
    • Topics: Life Insurance>Universal life
  • For and Against Industry Consolidation
    of assets of the life insurance industry in the U.S. The tax disadvantages of traditional products, ... Distribution costs take 20% of the premiums off the table. And this product has to compete against annuities ...

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    • Authors: Thomas Dlouhy, A Hemphill, Michael Sproule, Melville J Young, Scott J Cipinko
    • Date: Oct 1996
    • Competency: Strategic Insight and Integration>Strategy development
    • Publication Name: Record of the Society of Actuaries
    • Topics: Finance & Investments