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  • Alzheimer’s Disease as a Critical Illness Trigger: Does it Really Make Sense?
    Alzheimer’s Disease as a Critical Illness Trigger: Does it Really Make Sense? Analysis of Alzheimer’s Disease ... Illness insurance benefit trigger. Alzheimer's disease and dementia; Antiselection; Cancer; Claims ...

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    • Authors: Stephen Rowley, Cyriac Kottoor
    • Date: Jun 2012
    • Competency: Results-Oriented Solutions
    • Publication Name: Product Matters!
    • Topics: Health & Disability>Critical illness insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Underwriting - Life Insurance
  • The Basics of Long-Term-Care Insurance
    underwriting in particular was not good. Into 2000, among the changes that we've seen is that a couple ... up to 61 percent in 1995 and up to 77 percent in 2000. When we see the survey results come out at the ...

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    • Authors: Dawn E Helwig, Stephen Rowley, Jesse Slome
    • Date: May 2005
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Long-term Care>Long-term care insurance
  • Underwriting the Long-Term-Care Insurance Risk
    Underwriting the Long-Term-Care Insurance Risk Under the new long term care model regulation, ... underwriting practices, which makes an actuary's awareness of underwriting techniques even more important ...

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    • Authors: Andrew Herman, Amy Pahl, Gary Jacobs, Stephen Rowley
    • Date: May 2001
    • Competency: Results-Oriented Solutions
    • Publication Name: Record of the Society of Actuaries
    • Topics: Long-term Care>Long-term care insurance
  • Long-Term-Care Insurance Industry Snapshot
    won't reinsure that. The company pulled it off the table after we addressed the claim. When it's abused, ... than one agent. Traditionally, it's a kitchen table sale. After that, the next way is that they're ...

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    • Authors: Dawn E Helwig, Stephen Rowley, Jesse Slome
    • Date: May 2005
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Long-term Care>Long-term care insurance
  • The Actuary and Underwriting
    we look cross-eyed when we see your morbidity table, I think, even though the NAIC says you have to ... sitting face-to-face across the kitchen table or the office table. The information is always also very ...

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    • Authors: Application Administrator, Dawn E Helwig, Bernard Rabinowitz, Gregg R Sadler, Stephen Rowley, Stephen K Holland
    • Date: May 2004
    • Competency: Results-Oriented Solutions
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Health information technology; Life Insurance>Underwriting - Life Insurance