Description: All things considered, caution needs to be applied to the use of so-called “standard” mortality tables. Sharpening up these blunt estimates by using individual assumptions reveals material differences in the structure of longevity, both between plans and within plans.

Description: The article provides a summary of key issues presented at the 2023 U.S. Living to 100 Symposium focused on the interests of retirement professionals and retirees. It provides an overview of the subjects covered. The discussion focused on the well-being of retirees and the development of the retirement system. It is focused on late-in-life issues and having the best life possible during that period. It balances technical and lifestyle issues, with an emphasis on mortality and longevity trends and influences. Some of the topics discussed include the impact of COVID, climate, housing, and age-friendly communities. The Elder Tech Symposium was merged into Living to 100 and includes discussion of a variety of technology approaches to improve lives and simplify support. The symposium recognized that the decisions needed and concerns during retirement are different later in life, particularly as people decline.

Description: The article presents statistics for Births, Deaths, Marriages and Divorces per 1,000 Population for the years 1972, 1975, 1978 and 1981. It also contains another table with motor vehicle deaths for the same years.

Description: Summary of the Internal Revenue Service study on demographic and financial characteristics of the top wealthholders of the United States and a review of Metropolitan Life's mortality exerience for this group.

Description: Discusses the market, demographic, and macroeconomic factors that affect actuaries' choices for the assumptions they use in the pricing and valuation of many insurance products.

Description: Suicide is one of the ten leading causes of death in the United States and the only one of those causes that is trending in the wrong direction over the last 15 years. This article examines several aspects of suicide in the United States with a focus on its impact on the insurance industry. The findings were compiled from publicly available data through the Centers for Disease Control and Prevention, from internal RGA data, and also from interviews with topic experts. The article highlights the difference in suicide rates between the general population and the insured population, the proportion of claims from suicide, the spike in suicide rates at the end of the contestability (or exemption period), and current thoughts from counseling experts on prevention. It also demonstrates an increase in suicide rates during times of economic turmoil.

Description: This article discusses the crossover of mortality rates around age 81 after which age nonwhite mortality is lower than white mortality and presents the best age statement data available from Medicare statistics.

Description: This is a continuation of an article published for the speculative future contest in 2023. It mentions how the collapse of China would cause a global recession in 2029 due to the current and predicted geopolitical climate in 2023.

Description: Book review: Demography and Retirement in the 21st Century by Anna M. Rappaport and Sylvester J. Schieber. Congratulations are given to the editors and the pension Research Council for presenting important questions and discussions about our future.

Description: The first objective is to highlight the key trends and projections that describe the magnitude and scope of the aging world in the 21st century. The second is to identify some of the key issues that countries in the developed and developing world will have to face as a consequence of population aging. The third objective is to emphasize the triumph and opportunities of an aging world, providing a counterpoint to the prevailing notion that the aging of societies is a catastrophe, leading only to undue burden on future generations.