Description: This panel discussion is from the 1991 Meeting of the Society of Actuaries, held May 16-17 in New York. The panelists review mortality experience studies and research and underwriting practices, discussing topics including smoker vs. non-smoker mortality, differences by sex, and medical impairments. Discussion from participants is included. From the Record of Society of Actuaries, Volume 17, No. 2.

Description: This article is from the Digest of Informal Discussion, Transactions of Society of Actuaries 1956 Volume 8, Number 20. The article identifies the participants and summarizes each person’s comments. The participants discuss underwriting for occupations such as aviation, where traditionally additional charges over standard rates have been made. In light of improving mortality from occupational hazards, the participants discuss whether most occupations should be rated standard, and the impact of such changes.

Description: This article discusses whether or not the Preferred risk class wears off over time.