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Measuring and Analyzing Volatility Risk in Disability Income
use the 1985 Commissioners Individual Disability Table A (CIDA) at a 5% interest rate. For modeling purposes ... million. We are ready to get some results. In Table 1, I was trying to determine the effect of different ...- Authors: Richard M Rasiej, Jeyaraj Vadiveloo, Darryl Wagner
- Date: Jun 1996
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Enterprise Risk Management>Risk measurement - ERM; Health & Disability>Disability insurance
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Health Insurance Cash-flow Testing
the end of 1992. Table 1 shows the major parameters used in our model office. TABLE 1 Model Office Construction ... The information I'll show you is basedupon our U.S. segment of the business. It has approximately$380 ...- Authors: Timothy Harris, James O'Connor, Albert Riggieri
- Date: Apr 1993
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Actuarial Profession>Standards of practice; Health & Disability>Disability insurance; Modeling & Statistical Methods
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Approaches to Underwriting Disability Insurance
_________________________________ *Copyright © 2000, Society of Actuaries RECORD, Volume 25, No. 3* ... the 1980s doesn't mean it's going to work beyond 2000. Obviously, new standards need to be developed ...- Authors: Robert Beal, Anne Mitchell, Carl Amick, Scott Haglund
- Date: Oct 1999
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance; Public Policy
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Individual Disability Income
first is optimism which occurred in the early 1970's when economic con- ditions were favorable, claims ... not nearly so disabled as your disabled lives table predicted. In that case you are setting up a redundancy ...- Authors: Kenneth J Clark, W Duane Kidwell, Gary Mooney, William J Taylor, JOHN HAYNES MILLER
- Date: Jun 1979
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance; Health & Disability>Disability tables
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Effective Product Management
responsibility for management of our ordinary life, annuity, and disability income lines. Market analysis, ... in the past few years (better-than- expected mortality experience and investment yields), we have not ...- Authors: Daphne D Bartlett, Allen D Booth, John Fritz, Alice M Neenan
- Date: Jun 1977
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Health & Disability>Disability insurance; Health & Disability>Health insurance; Life Insurance
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The New Income Replacement Policies
residual clause, which I consider to be the Achille°s Heel of this new type of policy. The history of non-can ... However, it ended in disaster in the early 1930's. About three years after the introduction by the ...- Authors: Andrew M Perkins, Robert L Spies, JOHN HAYNES MILLER, William C Koch
- Date: Apr 1982
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Short-Term Disability Benefits
Short-Term Disability ... Society of Actuaries Note: The chart(s) referred to in the text can be found at the end of ... at STD versus LTD (Table 1). Short-Term Disability Benefits 4 Table 1 STD vs. LTD 3%-5% ...- Authors: Paul D Hitchcox, Barry Petruzzi, Richard Carlson Leavitt
- Date: Jun 2002
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Individual Disability Income - Managing the Bottom Line
individual noncan disability from 1983 through 1988. Table 1 shows that these 20 companies, taken as a group ... underwriting tightening has been 149 PANEL DISCUSSION TABLE 1 Non-Can Disability Financial Results 1983 1984 ...- Authors: Robert Beal, W Duane Kidwell, David E Scarlett, Lois VandeKopple
- Date: Apr 1990
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Appointed Actuary Issues for the Health Actuary
of life and annuity, and so we did cash-flowtesting, but that was for our life and annuity line. By far ... you will, that we should do does have its benef'¢s. We put in a claim settlement expense of about 2-3% ...- Authors: Application Administrator, John A Hartnedy, Timothy Harris, Arthur Wilmes
- Date: Oct 1993
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance; Health & Disability>Health insurance
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Credit Disability Tables for Pricing and Valuation
the 1985 Commissioners' lndividual Disability Table A (ClDA). Within the credit regulations there ... currently in use, the 1964 Commissioners' Disability Table (CDT), which is used as the valuation standard ...- Authors: Robert J Butler, Christopher Hause, Steven Ostlund, Craig A Squier
- Date: Oct 1998
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance