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Open Forum: Long-Term Health Insurance Risks
P(M+I ) = P (M)*A*W*R*K C(M+I ) = C(M)*T*A* S* W*K/ (1 -Z*k) where the following relate to month ... Trend factor (including deductible leveraging) S = Initial selection wear-off factor including antiselection ...- Authors: Helen L Hofmann, Bernard Rabinowitz, Arthur Wilmes
- Date: Sep 1990
- Competency: External Forces & Industry Knowledge
- Topics: Health & Disability>Health insurance; Long-term Care