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Results of Universal Life, Indexed Universal Life and Variable Universal Life Survey
interest to a large portion of the life industry. table { text-transform: uppercase; } By Carl Friedrich ... Product Matters!, November 2022 The results of Milliman’s 15th annual study of universal life (UL), indexed ...- Authors: Carl Friedrich, Michelle Krysiak
- Date: Oct 2022
- Competency: Communication; External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Investment strategy - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
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Results of Universal Life, Indexed Universal Life, and Variable Universal Life Survey
adjusting YRT rates consistent with projected mortality, modeling expected experience with a margin on ... provided responses relative to the aggregation of mortality segments for determining credibility for UL/IUL/VUL ...
- Authors: Susan Saip
- Date: Aug 2021
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Investment strategy - Life Insurance; Life Insurance>Capital - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
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XYZ Addresses UL Nonforfeiture Values
XYZ Addresses UL Nonforfeiture Values This article discusses how the proposed actuarial guideline XYZ attempts to address secondary ... Law=Standard Non-Forfeiture Law=SNFL; 11139 12/1/2000 12:00:00 AM ...- Authors: James Van Elsen
- Date: Dec 2000
- Competency: External Forces & Industry Knowledge
- Publication Name: Small Talk
- Topics: Life Insurance>Secondary guarantees; Life Insurance>Universal life; Life Insurance>Non-forfeiture benefits
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Universal Life and Indexed Universal Life Survey: Results
Universal Life and Indexed Universal Life Survey: Results Key findings from Milliman's 2019/2020 ... Life Survey: Results Key findings from Milliman's 2019/2020 UL/IUL survey. Provides benchmarking for ...- Authors: Susan Saip
- Date: Aug 2020
- Competency: External Forces & Industry Knowledge
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Capital - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
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Policyholder Behavior in the Tail Risk Management Section Working Group UL with Secondary Guarantee 2015 Survey Results
2016 Society of Actuaries, All Rights Reserved Table of Contents Survey Highlights ............... ... ....................................... 21 Mortality Assumptions .................................- Authors: Stephen Hodges, Charles M Bremer, Jeffrey Hartman
- Date: Apr 2016
- Competency: External Forces & Industry Knowledge
- Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
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Insights in Life PBR Practices
Standards Board targeted improvements, variable annuity reform, IFRS updates). Stakeholders need to be ... moved to PBR. Further information is presented in Table 1. Although a similar number of companies implemented ...- Authors: Kevin Carr, Dylan Strother, Chris Whitney, Haley Christine Jeorgesen , Simon Gervais
- Date: Sep 2019
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Term life; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Whole life
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Policyholder Behavior in the Tail Risk Management section Working Group UL with Secondary Guarantee 2012 Survey Results Report
• Median mortality rates at higher attained ages were generally lower than the mortality rates from ... (Figure 29). • The 2001 VBT table was the most common used mortality table (44% of responses, Figure ...- Authors: Society of Actuaries, Stephen Hodges, Mark Bergstrom
- Date: Mar 2013
- Competency: External Forces & Industry Knowledge
- Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
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Insights Into Life PBR Emerging Practices
Practice • Seventy percent of respondents aggregate mortality experience across products, risk classes, tobacco ... guaranteed YRT rates to recoup all of the excess mortality assumed under PBR 1 2 3 4 5 6 (1, 2, 5): ...- Authors: Kevin Carr, Andrew Radel, Chris Whitney
- Date: May 2019
- Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Term life; Life Insurance>Universal life; Life Insurance>Whole life; Reinsurance>Life reinsurance
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Policyholder Behavior in the Tail Risk Management section Working Group UL with Secondary Guarantee 2013 Survey Results
Median mortality rates at higher attained ages continue to be lower than mortality rates from ... 2001 VBT table was the most commonly used mortality table (48% of responses). 2008 VBT table usage increased ...- Authors: Stephen Hodges, Charles M Bremer
- Date: Jan 2014
- Competency: External Forces & Industry Knowledge
- Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life
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2017 Universal Life with Secondary Guarantees Survey
2017 Universal Life ... AUTHOR Jeff Hartman 3 Table of Contents Survey Highlights ............... ... ....................................... 26 Mortality Assumptions .................................- Authors: Jeffrey Hartman
- Date: Jul 2017
- Competency: External Forces & Industry Knowledge
- Topics: Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Universal life