Description: This article notes the available pulications from Hank George, an underwriting expert, that will help keep you up to date on the subject.

Description: The life insurance industry has experienced dramatic changes since the onset of COVID-19 in March 2020. Growing competition, a rise in online shopping, and the impact of COVID-19 have all led to an increase in contactless and completely digitized life insurance options. At Policygenius, we wanted to dig deeper into these big industry changes and better understand how they affect life insurance buyers. What our 2022 life insurance trend report found was a changing industry, making tremendous strides, and creating even better pricing and policy options for customers.

Description: The article summarizes results of a Milliman survey per the title. These products comprise about 40% of the total individual life market, and the survey covers a range of topics on these plans, which should be of interest to a large portion of the life industry.

Description: This article describes an interesting decision entered by the Florida Supreme Court. It was held that an insurance company’s failure to investigate circumstances relating to the issuance of a life insurance policy- where the company received notice of the beneficiary’s murderous intentions- constituted a tort under Florida law for damages arising from the beneficiary’s attempt to murder the insured in order to collect the benefits.

Description: This article discusses whether or not the Preferred risk class wears off over time.

Description: This article summarizes the findings of the 2020/2021 Milliman UL/IUL/VUL survey. The survey covers a range of specific product and actuarial issues and the results provide a good tool for benchmarking

Description: The authors present a ‘theoretical basis for a computerized methodology for estimating biological age - a measure of time to death.’ The authors discuss how they reproduce the human underwriting of a life insurance company using a computerized methodology. Includes discussion and author’s review of discussion. From Transactions of Society of Actuaries 1983 Volume 35.

Description: A high-level summary of the results of Munich Re's recent Accelerated Underwriting Survey

Description: This article summarizes presentations given at the 1998 Bowles Symposium concerning the use of genetic testing in underwriting life insurance and the medical, legal and ethical issues that arise.

Description: An overview of Electronic Health Records and how they will enhance risk assessment and automated underwriting in the US.