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Market Trends and Product Designs in a Rising Interest Rate Environment
has led to beneficial pricing relative to other annuity products. Reduced VA market share along with competition ... others are reassessing their VA strategy. Fixed annuity (FA) and FIA writers have increased the use of ...- Date: Oct 2021
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Annuities; Life Insurance; Life Insurance>Product development - Life Insurance
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Recent Change to IRC § 7702 Interest Rates and Impact on Life Insurance Products
withdrawals under the contract is similar to that of an annuity, whereby taxable gain is withdrawn before cost ... insurance rates. The maximum mortality table used in the calculation is the CSO table in effect when the policy ...- Authors: Stuart Kwassman
- Date: Feb 2021
- Competency: Results-Oriented Solutions; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Non-forfeiture benefits; Life Insurance>Whole life
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The Evolution of LTC/Life Combination Products
incurred and the HIPAA per diem limit.[1] The policy’s approach to funding LTC benefits impacts tax treatment ... and profitable products. Underwriting From a mortality perspective, the underwriting for LTC/Life products ...- Authors: Vratislav Vodrazka
- Date: Aug 2021
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
- Publication Name: Product Matters!
- Topics: Life Insurance>Product development - Life Insurance; Long-term Care>Long-term care innovation
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Post-Level Term Survey Results
product design, shock lapse assumptions, and mortality deterioration assumptions. This article features ... assumptions. term life;assumptions;lapse rates;mortality assumption;product development 6442455971 6/1/2014 ...- Authors: Jason McKinley
- Date: Jun 2014
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions; Strategic Insight and Integration
- Publication Name: Product Matters!
- Topics: Life Insurance>Term life; Life Insurance>Product development - Life Insurance
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The Future Is Now: Wearables for Insurance Risk Assessment
The Future Is Now: Wearables for Insurance Risk Assessment In this article, we discuss the future ... measured by steps per day indicate much higher mortality risk while higher levels of activity correspond ...- Authors: June Quah
- Date: May 2019
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Technology & Applications>Analytics and informatics; Life Insurance>Accelerated underwriting; Technology & Applications>Wearables & implants