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What if Mortality Stops Improving? Introducing a Product Idea that Shares the Risks and Benefits of Changes in Mortality Rates
What if Mortality Stops Improving? Introducing a Product Idea that Shares the Risks and Benefits of ... of Changes in Mortality Rates Future mortality improvement has been a common assumption in life insurance ...- Authors: Craig Reynolds, Aatman Dattani
- Date: Aug 2023
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data; Experience Studies & Data>Mortality; Life Insurance; Life Insurance>Product development - Life Insurance
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Cost-Benefit Analysis: Quantifying the Value of EHRs
were underwritten pre-EHR and post-EHR and the mortality savings estimates from risk class changes using ... applications for which EHRs were ordered post-issue. The mortality savings from using EHR data, had it been used ...- Authors: Murali Niverthi
- Date: Nov 2023
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Accelerated underwriting
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Recent Change to IRC § 7702 Interest Rates and Impact on Life Insurance Products
withdrawals under the contract is similar to that of an annuity, whereby taxable gain is withdrawn before cost ... insurance rates. The maximum mortality table used in the calculation is the CSO table in effect when the policy ...- Authors: Stuart Kwassman
- Date: Feb 2021
- Competency: Results-Oriented Solutions; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Non-forfeiture benefits; Life Insurance>Whole life
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SOA Accelerated Underwriting Practices Survey
actuaries and others is what kind of mortality slippage, i.e., mortality in excess of fully underwritten experience ... five ways: Direct company comparison of expected mortality for AU eligible policies that had the underwriting ...- Authors: Allen Klein
- Date: May 2024
- Competency: External Forces & Industry Knowledge; Professional Values; Strategic Insight and Integration; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Experience Studies & Data>Mortality; Experience Studies & Data>Policyholder or participant behavior - Experience ; Life Insurance>Policyholder behavior - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Accelerated underwriting
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The Impact on Relative Mortality and Prevalence from Triage in an Accelerated Underwriting Program
The Impact on Relative Mortality and Prevalence from Triage in an Accelerated Underwriting Program Accelerated ... have residual effects on class prevalence and mortality which in turn affect the profitability of these ...- Authors: Timothy Morant, Philip Janz
- Date: Aug 2019
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Reinsurance News
- Topics: Experience Studies & Data>Mortality; Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Experience Studies & Data>Distributions / Distribution assumptions; Life Insurance>Accelerated underwriting
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Product Development Beginning to End:Post symposium Seminar
Josephine Marks Topic Canada United States Mortality assumption: • Very sophisticated, var- ies by ... ferred classes • Takes into account future mortality improvement • Very sophisticated, varies by age ...- Authors: Donna Christine Megregian
- Date: Oct 2013
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Product Matters!
- Topics: Annuities>Product development - Annuities; Life Insurance>Product development - Life Insurance
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Life Insurance Customer Value per Dollar
product score(s) and premium. For a potential customer, financial advisers will enter the customer’s personal ... research company will generate available product(s) for each insurer. The adviser will then analyze the ...- Authors: Ruben John John G Callo
- Date: Oct 2022
- Competency: Communication; External Forces & Industry Knowledge; Relationship Management; Technical Skills & Analytical Problem Solving
- Publication Name: International News
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance